Below are the complete branch details for Axis Bank, SECTOR PART II HUDA COMPLEX branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003100. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003100 for Axis Bank – SECTOR PART II HUDA COMPLEX — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SECTOR PART II HUDA COMPLEX branch, the IFSC UTIB0003100 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003100 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector Part Ii Huda Complex branch — IFSC UTIB0003100 — extends the bank's services to customers in and around Gurgaon, Haryana.
Sector Part Ii Huda Complex branch overview
Located at BASEMENT AND GROUND FLOOR SCO F 35 SECTOR 15 PART II HUDA COMPLEX GURGAON HARYANA 124001, the Sector Part Ii Huda Complex branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003100 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sector Part Ii Huda Complex |
| IFSC Code | UTIB0003100 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BASEMENT AND GROUND FLOOR SCO F 35 SECTOR 15 PART II HUDA COMPLEX GURGAON HARYANA 124001 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 124 |
| Phone | 4078109 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR PART II HUDA COMPLEX of Axis Bank — its own 11-character IFSC. The code UTIB0003100 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003100 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003100 and the account number together uniquely identify the Sector Part Ii Huda Complex branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0003100
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003100 across all three.
How to use IFSC UTIB0003100 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SECTOR PART II HUDA COMPLEX branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003100.
- Confirm the bank name auto-populates as Axis Bank and the branch as SECTOR PART II HUDA COMPLEX.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0003100
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SECTOR PART II HUDA COMPLEX, ensure your bank's portal accepts IFSC UTIB0003100 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SECTOR PART II HUDA COMPLEX (IFSC UTIB0003100)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003100 in your mobile or internet banking app, and the money is credited to the SECTOR PART II HUDA COMPLEX branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003100 for Axis Bank – SECTOR PART II HUDA COMPLEX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003100 | Yes – UTIB0003100 | Yes – UTIB0003100 |
For most retail customers crediting the Sector Part Ii Huda Complex branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SECTOR PART II HUDA COMPLEX branch, the IFSC UTIB0003100 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Part Ii Huda Complex branch is mapped to IFSC UTIB0003100 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003100.
Products and services
Customers walking into the Sector Part Ii Huda Complex branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003100
Online banking and IFSC UTIB0003100
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR PART II HUDA COMPLEX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003100 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sector Part Ii Huda Complex branch
The branch is located at BASEMENT AND GROUND FLOOR SCO F 35 SECTOR 15 PART II HUDA COMPLEX GURGAON HARYANA 124001, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sector Part Ii Huda Complex branch” — the verified location pin for IFSC UTIB0003100 should appear at the top of the results.
- Confirm the branch is open by calling 124-4078109 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003100 and your account number.
Common mistakes to avoid when using IFSC UTIB0003100
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SECTOR PART II HUDA COMPLEX, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003100. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Part Ii Huda Complex branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003100, however, work 24x7.
Verifying IFSC UTIB0003100 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003100 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-4078109.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSector Part Ii Huda Complex Branch
BASEMENT AND GROUND FLOOR SCO F 35 SECTOR 15 PART II HUDA COMPLEX GURGAON HARYANA 124001
Gurgaon, Haryana
Phone: 124-4078109
IFSC: UTIB0003100
Frequently asked questions
What is the phone number of Axis Bank Sector Part Ii Huda Complex branch?
You can reach the branch at 124-4078109 during regular banking hours.
How do I add Axis Bank Sector Part Ii Huda Complex as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003100, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0003100 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003100 to send funds instantly.
Does Axis Bank Sector Part Ii Huda Complex branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-4078109 to confirm.
What is the IFSC code of Axis Bank Sector Part Ii Huda Complex branch?
The IFSC code of Axis Bank, Sector Part Ii Huda Complex branch is UTIB0003100. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0003100 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sector Part Ii Huda Complex reflect within 30 minutes.
Summary
The IFSC code UTIB0003100 belongs to Axis Bank's SECTOR PART II HUDA COMPLEX branch, located at BASEMENT AND GROUND FLOOR SCO F 35 SECTOR 15 PART II HUDA COMPLEX GURGAON… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
