Use this page as a one-stop reference for everything related to Axis Bank's CHATTARPUR branch in DELHI, DELHI. The branch's IFSC code UTIB0004910 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's CHATTARPUR branch, the IFSC UTIB0004910 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004910 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chattarpur |
| IFSC Code | UTIB0004910 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PROPERTY BEARING NO 619 BY 10 OUT OF, KHASRA NO 619 BY 10, CHHATARPUR, NEW DELHI 110074 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 9811434934 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chattarpur branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004910.
Chattarpur branch overview
Located at GROUND FLOOR, PROPERTY BEARING NO 619 BY 10 OUT OF, KHASRA NO 619 BY 10, CHHATARPUR, NEW DELHI 110074, the Chattarpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004910 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHATTARPUR of Axis Bank — its own 11-character IFSC. The code UTIB0004910 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004910 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004910
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004910 across all three.
NEFT to Axis Bank, CHATTARPUR using IFSC UTIB0004910
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004910, and confirm that the system picks up Axis Bank – CHATTARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004910
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHATTARPUR, ensure your bank's portal accepts IFSC UTIB0004910 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHATTARPUR, use IMPS. With IFSC UTIB0004910 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004910 for Axis Bank – CHATTARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004910 | Yes – UTIB0004910 | Yes – UTIB0004910 |
For most retail customers crediting the Chattarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004910
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHATTARPUR is still mapped to IFSC UTIB0004910. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004910 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chattarpur branch is mapped to IFSC UTIB0004910 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004910.
Products and services
Customers walking into the Chattarpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004910
MICR & cheque-truncation details
Cheques drawn on the Chattarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004910 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0004910
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHATTARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHATTARPUR:
- The IFSC is exactly UTIB0004910 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHATTARPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chattarpur branch sits at GROUND FLOOR, PROPERTY BEARING NO 619 BY 10 OUT OF, KHASRA NO 619 BY 10, CHHATARPUR, NEW DELHI 110074. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-9811434934 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004910 and your account number.
Verifying IFSC UTIB0004910 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004910 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-9811434934.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chattarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004910, however, work 24x7.
Branch address & contact
Axis BankChattarpur Branch
GROUND FLOOR, PROPERTY BEARING NO 619 BY 10 OUT OF, KHASRA NO 619 BY 10, CHHATARPUR, NEW DELHI 110074
Delhi, Delhi
Phone: 11-9811434934
IFSC: UTIB0004910
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004910 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Chattarpur reflect within 30 minutes.
Is IFSC UTIB0004910 valid for NEFT and RTGS?
Yes. IFSC UTIB0004910 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004910 the same for all accounts at Chattarpur branch?
Yes. The IFSC UTIB0004910 is shared by every account held at Axis Bank's Chattarpur branch. Only the account number changes from customer to customer.
Where is Axis Bank Chattarpur branch located?
Axis Bank's Chattarpur branch is located at GROUND FLOOR, PROPERTY BEARING NO 619 BY 10 OUT OF, KHASRA NO 619 BY 10, CHHATARPUR, NEW DELHI 110074, Delhi, Delhi.
How do I add Axis Bank Chattarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004910, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chattarpur branch but serve different purposes.
Final notes
To recap: UTIB0004910 is the IFSC code of Axis Bank, CHATTARPUR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
