IFSC Code of Australia and New Zealand Banking Group Limited, Mumbai Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to Australia and New Zealand Banking Group Limited's MUMBAI BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code ANZB00000SC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Australia and New Zealand Banking Group Limited's MUMBAI BRANCH branch, the IFSC ANZB00000SC breaks down as follows: ANZB identifies the bank, 0 is the reserved character, and 0000SC identifies this particular branch.

Branch details at a glance

About the bank

Australia and New Zealand Banking Group Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code ANZB00000SC for all electronic settlement.

About the Mumbai Branch branch

The Mumbai Branch branch of Australia and New Zealand Banking Group Limited is situated at ANZ BANKING GROUP LIMITED,2101,21TH FLOOR,ALTIMUS,PANDURANG BUDHKAR MARG,WORLI,MUMBAI 400018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ANZB00000SC is used.

Why every Australia and New Zealand Banking Group Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI BRANCH of Australia and New Zealand Banking Group Limited — its own 11-character IFSC. The code ANZB00000SC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ANZB00000SC the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ANZB00000SC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ANZB00000SC across all three.

NEFT to Australia and New Zealand Banking Group Limited, MUMBAI BRANCH using IFSC ANZB00000SC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ANZB00000SC, and confirm that the system picks up Australia and New Zealand Banking Group Limited – MUMBAI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ANZB00000SC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Australia and New Zealand Banking Group Limited – MUMBAI BRANCH, ensure your bank's portal accepts IFSC ANZB00000SC while registering the beneficiary. RTGS is also available 24x7.

IMPS to Australia and New Zealand Banking Group Limited MUMBAI BRANCH (IFSC ANZB00000SC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ANZB00000SC in your mobile or internet banking app, and the money is credited to the MUMBAI BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ANZB00000SC for Australia and New Zealand Banking Group Limited – MUMBAI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbai Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Australia and New Zealand Banking Group Limited's MUMBAI BRANCH branch, the IFSC ANZB00000SC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Mumbai Branch branch

Once you have an account at Australia and New Zealand Banking Group Limited – MUMBAI BRANCH, the IFSC ANZB00000SC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mumbai Branch branch can access most of Australia and New Zealand Banking Group Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ANZB00000SC

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Australia and New Zealand Banking Group Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ANZB00000SC and the account number together uniquely identify the Mumbai Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ANZB00000SC

Australia and New Zealand Banking Group Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ANZB00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ANZB00000SC

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Australia and New Zealand Banking Group Limited – MUMBAI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ANZB00000SC.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mumbai Branch branch sits at ANZ BANKING GROUP LIMITED,2101,21TH FLOOR,ALTIMUS,PANDURANG BUDHKAR MARG,WORLI,MUMBAI 400018. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-33620000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ANZB00000SC and your account number.

Verifying IFSC ANZB00000SC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ANZB00000SC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-33620000.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ANZB00000SC, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ANZB00000SC is the IFSC code of Australia and New Zealand Banking Group Limited, MUMBAI BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.