IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Simbhaoli Branch, Uttar Pradesh

If you are searching for the IFSC code of Zila Sahakri Bank Limited Ghaziabad, SIMBHAOLI branch in SIMBHAOLI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is ZSBL0000041. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIMBHAOLI branch, and detailed step-by-step guides for using the IFSC ZSBL0000041 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ZSBL0000041 is the IFSC of Zila Sahakri Bank Limited Ghaziabad's SIMBHAOLI branch. The format is fixed: ZSBL = bank code, 0 = reserved, 000041 = branch identifier.

Branch details at a glance

About the bank

Zila Sahakri Bank Limited Ghaziabad serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Simbhaoli branch in Simbhaoli, Uttar Pradesh is part of this network and uses the IFSC code ZSBL0000041 for all electronic settlement.

About the Simbhaoli branch

The Simbhaoli branch of Zila Sahakri Bank Limited Ghaziabad is situated at HAPUR GARH ROAD BUXAR SIMBHOLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ZSBL0000041 is used.

Why every Zila Sahakri Bank Limited Ghaziabad branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIMBHAOLI of Zila Sahakri Bank Limited Ghaziabad — its own 11-character IFSC. The code ZSBL0000041 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ZSBL0000041 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ZSBL0000041

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000041 across all three.

NEFT to Zila Sahakri Bank Limited Ghaziabad, SIMBHAOLI using IFSC ZSBL0000041

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ZSBL0000041, and confirm that the system picks up Zila Sahakri Bank Limited Ghaziabad – SIMBHAOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIMBHAOLI

If you need to transfer ₹2 lakh or more in one go to an account at Zila Sahakri Bank Limited Ghaziabad's SIMBHAOLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ZSBL0000041 while initiating the transfer and the credit will appear within minutes.

IMPS to Zila Sahakri Bank Limited Ghaziabad SIMBHAOLI (IFSC ZSBL0000041)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ZSBL0000041 in your mobile or internet banking app, and the money is credited to the SIMBHAOLI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Simbhaoli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ZSBL0000041:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIMBHAOLI is still linked to IFSC ZSBL0000041.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ZSBL0000041

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Zila Sahakri Bank Limited Ghaziabad – SIMBHAOLI is still mapped to IFSC ZSBL0000041. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ZSBL0000041 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Simbhaoli branch is mapped to IFSC ZSBL0000041 on the RBI payments network. The branch generally supports the full retail product catalogue of Zila Sahakri Bank Limited Ghaziabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ZSBL0000041.

Products and services

Customers walking into the Simbhaoli branch can access most of Zila Sahakri Bank Limited Ghaziabad's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ZSBL0000041

MICR & cheque-truncation details

Cheques drawn on the Simbhaoli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ZSBL0000041 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ZSBL0000041

Zila Sahakri Bank Limited Ghaziabad customers can register for net banking and the bank's official mobile app once their account at the SIMBHAOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ZSBL0000041 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ZSBL0000041

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Zila Sahakri Bank Limited Ghaziabad – SIMBHAOLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ZSBL0000041.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Simbhaoli branch

The branch is located at HAPUR GARH ROAD BUXAR SIMBHOLI, which puts it inside Simbhaoli, the broader Hapur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Zila Sahakri Bank Limited Ghaziabad Simbhaoli branch” — the verified location pin for IFSC ZSBL0000041 should appear at the top of the results.
2. Confirm the branch is open by calling 7217894904 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ZSBL0000041 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ZSBL0000041 for Zila Sahakri Bank Limited Ghaziabad – SIMBHAOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Simbhaoli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ZSBL0000041 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ZSBL0000041 is the IFSC code of Zila Sahakri Bank Limited Ghaziabad, SIMBHAOLI branch, in SIMBHAOLI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.