IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Sehani Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Zila Sahakri Bank Limited Ghaziabad, SEHANI branch in SEHANI. The 11-digit IFSC ZSBL0000231 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Zila Sahakri Bank Limited Ghaziabad at the SEHANI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Zila Sahakri Bank Limited Ghaziabad – SEHANI is ZSBL0000231. The first four letters ZSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000231 map to this branch in SEHANI, UTTAR PRADESH.

Branch details at a glance

About the bank

Zila Sahakri Bank Limited Ghaziabad serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sehani branch in Sehani, Uttar Pradesh is part of this network and uses the IFSC code ZSBL0000231 for all electronic settlement.

About the Sehani branch

The Sehani branch of Zila Sahakri Bank Limited Ghaziabad is situated at Main Road Vishwash nagar Sihani GHAZIABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ZSBL0000231 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Zila Sahakri Bank Limited Ghaziabad's SEHANI branch came to be assigned the code ZSBL0000231.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ZSBL0000231, money simply cannot be routed to the SEHANI branch electronically.

How to transfer money using IFSC ZSBL0000231

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000231 across all three.

NEFT to Zila Sahakri Bank Limited Ghaziabad, SEHANI using IFSC ZSBL0000231

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ZSBL0000231, and confirm that the system picks up Zila Sahakri Bank Limited Ghaziabad – SEHANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SEHANI

If you need to transfer ₹2 lakh or more in one go to an account at Zila Sahakri Bank Limited Ghaziabad's SEHANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ZSBL0000231 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Zila Sahakri Bank Limited Ghaziabad – SEHANI, use IMPS. With IFSC ZSBL0000231 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ZSBL0000231 for Zila Sahakri Bank Limited Ghaziabad – SEHANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sehani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Zila Sahakri Bank Limited Ghaziabad's SEHANI branch, the IFSC ZSBL0000231 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sehani branch

Once you have an account at Zila Sahakri Bank Limited Ghaziabad – SEHANI, the IFSC ZSBL0000231 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sehani branch can access most of Zila Sahakri Bank Limited Ghaziabad's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ZSBL0000231

MICR & cheque-truncation details

Cheques drawn on the Sehani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ZSBL0000231 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ZSBL0000231

Zila Sahakri Bank Limited Ghaziabad customers can register for net banking and the bank's official mobile app once their account at the SEHANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ZSBL0000231 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Zila Sahakri Bank Limited Ghaziabad – SEHANI:

• The IFSC is exactly ZSBL0000231 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Zila Sahakri Bank Limited Ghaziabad as the bank name and SEHANI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sehani branch

The branch is located at Main Road Vishwash nagar Sihani GHAZIABAD, which puts it inside Sehani, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Zila Sahakri Bank Limited Ghaziabad Sehani branch” — the verified location pin for IFSC ZSBL0000231 should appear at the top of the results.
2. Confirm the branch is open by calling 7217894923 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ZSBL0000231 and your account number.

Verifying IFSC ZSBL0000231 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ZSBL0000231 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7217894923.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sehani are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ZSBL0000231 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ZSBL0000231 belongs to Zila Sahakri Bank Limited Ghaziabad's SEHANI branch, located at Main Road Vishwash nagar Sihani GHAZIABAD in SEHANI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.