IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Wrightganj Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Zila Sahakri Bank Limited Ghaziabad, WRIGHTGANJ branch in GHAZIABAD. The 11-digit IFSC ZSBL0000021 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Zila Sahakri Bank Limited Ghaziabad at the WRIGHTGANJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ZSBL0000021 is the IFSC of Zila Sahakri Bank Limited Ghaziabad's WRIGHTGANJ branch. The format is fixed: ZSBL = bank code, 0 = reserved, 000021 = branch identifier.

Branch details at a glance

About Zila Sahakri Bank Limited Ghaziabad

Zila Sahakri Bank Limited Ghaziabad operates a wide network of branches across India, including the Wrightganj branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ZSBL0000021.

Wrightganj branch overview

Located at 79,WRIGHTGANJ GHANTAGHAR GZB, the Wrightganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ZSBL0000021 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Zila Sahakri Bank Limited Ghaziabad's WRIGHTGANJ branch came to be assigned the code ZSBL0000021.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ZSBL0000021, money simply cannot be routed to the WRIGHTGANJ branch electronically.

How to transfer money using IFSC ZSBL0000021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000021 across all three.

NEFT to Zila Sahakri Bank Limited Ghaziabad, WRIGHTGANJ using IFSC ZSBL0000021

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ZSBL0000021, and confirm that the system picks up Zila Sahakri Bank Limited Ghaziabad – WRIGHTGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ZSBL0000021

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Zila Sahakri Bank Limited Ghaziabad – WRIGHTGANJ, ensure your bank's portal accepts IFSC ZSBL0000021 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Zila Sahakri Bank Limited Ghaziabad WRIGHTGANJ (IFSC ZSBL0000021)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ZSBL0000021 in your mobile or internet banking app, and the money is credited to the WRIGHTGANJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Wrightganj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ZSBL0000021:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WRIGHTGANJ is still linked to IFSC ZSBL0000021.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Zila Sahakri Bank Limited Ghaziabad's WRIGHTGANJ branch, the IFSC ZSBL0000021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Wrightganj branch is mapped to IFSC ZSBL0000021 on the RBI payments network. The branch generally supports the full retail product catalogue of Zila Sahakri Bank Limited Ghaziabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ZSBL0000021.

Products and services

Customers walking into the Wrightganj branch can access most of Zila Sahakri Bank Limited Ghaziabad's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ZSBL0000021

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Zila Sahakri Bank Limited Ghaziabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ZSBL0000021 and the account number together uniquely identify the Wrightganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Wrightganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ZSBL0000021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Zila Sahakri Bank Limited Ghaziabad – WRIGHTGANJ:

• The IFSC is exactly ZSBL0000021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Zila Sahakri Bank Limited Ghaziabad as the bank name and WRIGHTGANJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Wrightganj branch sits at 79,WRIGHTGANJ GHANTAGHAR GZB. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 7217894902 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ZSBL0000021 and your account number.

Verifying IFSC ZSBL0000021 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ZSBL0000021 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7217894902.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wrightganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ZSBL0000021, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ZSBL0000021 is the IFSC code of Zila Sahakri Bank Limited Ghaziabad, WRIGHTGANJ branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.