IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Kucheshar Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Zila Sahakri Bank Limited Ghaziabad, KUCHESHAR branch in CHOPLA. The 11-digit IFSC ZSBL0000151 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Zila Sahakri Bank Limited Ghaziabad at the KUCHESHAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Zila Sahakri Bank Limited Ghaziabad – KUCHESHAR is ZSBL0000151. The first four letters ZSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000151 map to this branch in CHOPLA, UTTAR PRADESH.

About the bank

Zila Sahakri Bank Limited Ghaziabad serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kucheshar branch in Chopla, Uttar Pradesh is part of this network and uses the IFSC code ZSBL0000151 for all electronic settlement.

About the Kucheshar branch

The Kucheshar branch of Zila Sahakri Bank Limited Ghaziabad is situated at HAPUR GARH ROAD,KUCHESHAR ROAD CHAUPLA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ZSBL0000151 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Zila Sahakri Bank Limited Ghaziabad's KUCHESHAR branch came to be assigned the code ZSBL0000151.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ZSBL0000151, money simply cannot be routed to the KUCHESHAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Zila Sahakri Bank Limited Ghaziabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ZSBL0000151 and the account number together uniquely identify the Kucheshar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ZSBL0000151

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000151 across all three.

How to use IFSC ZSBL0000151 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Zila Sahakri Bank Limited Ghaziabad's KUCHESHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ZSBL0000151.
4. Confirm the bank name auto-populates as Zila Sahakri Bank Limited Ghaziabad and the branch as KUCHESHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ZSBL0000151

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Zila Sahakri Bank Limited Ghaziabad – KUCHESHAR, ensure your bank's portal accepts IFSC ZSBL0000151 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Zila Sahakri Bank Limited Ghaziabad KUCHESHAR (IFSC ZSBL0000151)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ZSBL0000151 in your mobile or internet banking app, and the money is credited to the KUCHESHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kucheshar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ZSBL0000151:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUCHESHAR is still linked to IFSC ZSBL0000151.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Zila Sahakri Bank Limited Ghaziabad's KUCHESHAR branch, the IFSC ZSBL0000151 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kucheshar branch is mapped to IFSC ZSBL0000151 on the RBI payments network. The branch generally supports the full retail product catalogue of Zila Sahakri Bank Limited Ghaziabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ZSBL0000151.

Products and services

Customers walking into the Kucheshar branch can access most of Zila Sahakri Bank Limited Ghaziabad's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ZSBL0000151

Online banking and IFSC ZSBL0000151

Zila Sahakri Bank Limited Ghaziabad customers can register for net banking and the bank's official mobile app once their account at the KUCHESHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ZSBL0000151 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kucheshar branch sits at HAPUR GARH ROAD,KUCHESHAR ROAD CHAUPLA. If you are travelling from outside Chopla, search for the branch on a maps application using the bank name and locality, or call 7217894915 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ZSBL0000151 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Zila Sahakri Bank Limited Ghaziabad – KUCHESHAR:

• The IFSC is exactly ZSBL0000151 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Zila Sahakri Bank Limited Ghaziabad as the bank name and KUCHESHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Kucheshar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ZSBL0000151 continue to work without interruption.

Verifying IFSC ZSBL0000151 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ZSBL0000151 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7217894915.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: ZSBL0000151 is the IFSC code of Zila Sahakri Bank Limited Ghaziabad, KUCHESHAR branch, in CHOPLA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.