IFSC Code of Yes Bank, Proddatur Coop Town Bank Ltd Yerraguntla Branch, Andhra Pradesh

If you are searching for the IFSC code of Yes Bank, PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch in YERRAGUNTLA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is YESB0PCTB02. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch, and detailed step-by-step guides for using the IFSC YESB0PCTB02 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0PCTB02 is the IFSC of Yes Bank's PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch. The format is fixed: YESB = bank code, 0 = reserved, PCTB02 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Proddatur Coop Town Bank Ltd Yerraguntla branch in Yerraguntla, Andhra Pradesh is part of this network and uses the IFSC code YESB0PCTB02 for all electronic settlement.

Proddatur Coop Town Bank Ltd Yerraguntla branch overview

Located at 4-1375/1, ICL ROAD, YERRAGUNTLA-516309, the Proddatur Coop Town Bank Ltd Yerraguntla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0PCTB02 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch came to be assigned the code YESB0PCTB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0PCTB02, money simply cannot be routed to the PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0PCTB02 and the account number together uniquely identify the Proddatur Coop Town Bank Ltd Yerraguntla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0PCTB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PCTB02 across all three.

NEFT to Yes Bank, PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA using IFSC YESB0PCTB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0PCTB02, and confirm that the system picks up Yes Bank – PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0PCTB02 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA (IFSC YESB0PCTB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PCTB02 in your mobile or internet banking app, and the money is credited to the PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Proddatur Coop Town Bank Ltd Yerraguntla

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0PCTB02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA is still linked to IFSC YESB0PCTB02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0PCTB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA is still mapped to IFSC YESB0PCTB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PCTB02 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Proddatur Coop Town Bank Ltd Yerraguntla branch is mapped to IFSC YESB0PCTB02 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0PCTB02.

Banking services available

The Proddatur Coop Town Bank Ltd Yerraguntla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8563-280595.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0PCTB02

Online banking and IFSC YESB0PCTB02

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PCTB02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Proddatur Coop Town Bank Ltd Yerraguntla branch

The branch is located at 4-1375/1, ICL ROAD, YERRAGUNTLA-516309, which puts it inside Yerraguntla, the broader Cuddapah district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Proddatur Coop Town Bank Ltd Yerraguntla branch” — the verified location pin for IFSC YESB0PCTB02 should appear at the top of the results.
2. Confirm the branch is open by calling 8563-280595 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PCTB02 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA:

• The IFSC is exactly YESB0PCTB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Proddatur Coop Town Bank Ltd Yerraguntla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0PCTB02, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0PCTB02 for Yes Bank – PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0PCTB02 belongs to Yes Bank's PRODDATUR COOP TOWN BANK LTD YERRAGUNTLA branch, located at 4-1375/1, ICL ROAD, YERRAGUNTLA-516309 in YERRAGUNTLA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.