IFSC Code of Yes Bank, Chikhli Urban Coop Bank Washim Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, CHIKHLI URBAN COOP BANK WASHIM branch in WASHIM, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0CCUB19. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIKHLI URBAN COOP BANK WASHIM branch, and detailed step-by-step guides for using the IFSC YESB0CCUB19 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHIKHLI URBAN COOP BANK WASHIM branch, the IFSC YESB0CCUB19 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CCUB19 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikhli Urban Coop Bank Washim branch in Washim, Maharashtra is part of this network and uses the IFSC code YESB0CCUB19 for all electronic settlement.

Branch details at a glance

Chikhli Urban Coop Bank Washim branch overview

Located at PRATHMESH ICON COMP NAGAR PARISHAD RD WAHIM 444505, the Chikhli Urban Coop Bank Washim branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CCUB19 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIKHLI URBAN COOP BANK WASHIM of Yes Bank — its own 11-character IFSC. The code YESB0CCUB19 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0CCUB19 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Chikhli Urban Coop Bank Washim branch is mapped to IFSC YESB0CCUB19 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CCUB19.

Products and services

Customers walking into the Chikhli Urban Coop Bank Washim branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CCUB19

How to transfer money using IFSC YESB0CCUB19

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCUB19 across all three.

How to use IFSC YESB0CCUB19 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CHIKHLI URBAN COOP BANK WASHIM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CCUB19.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CHIKHLI URBAN COOP BANK WASHIM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHIKHLI URBAN COOP BANK WASHIM

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CHIKHLI URBAN COOP BANK WASHIM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CCUB19 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank CHIKHLI URBAN COOP BANK WASHIM (IFSC YESB0CCUB19)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCUB19 in your mobile or internet banking app, and the money is credited to the CHIKHLI URBAN COOP BANK WASHIM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chikhli Urban Coop Bank Washim

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CCUB19:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIKHLI URBAN COOP BANK WASHIM is still linked to IFSC YESB0CCUB19.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0CCUB19

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – CHIKHLI URBAN COOP BANK WASHIM is still mapped to IFSC YESB0CCUB19. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CCUB19 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0CCUB19

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKHLI URBAN COOP BANK WASHIM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CCUB19 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CCUB19 and the account number together uniquely identify the Chikhli Urban Coop Bank Washim branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CHIKHLI URBAN COOP BANK WASHIM:

• The IFSC is exactly YESB0CCUB19 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CHIKHLI URBAN COOP BANK WASHIM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chikhli Urban Coop Bank Washim branch

The branch is located at PRATHMESH ICON COMP NAGAR PARISHAD RD WAHIM 444505, which puts it inside Washim, the broader Washim district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Chikhli Urban Coop Bank Washim branch” — the verified location pin for IFSC YESB0CCUB19 should appear at the top of the results.
2. Confirm the branch is open by calling 9168333370 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CCUB19 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CCUB19 for Yes Bank – CHIKHLI URBAN COOP BANK WASHIM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikhli Urban Coop Bank Washim branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CCUB19, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CCUB19 belongs to Yes Bank's CHIKHLI URBAN COOP BANK WASHIM branch, located at PRATHMESH ICON COMP NAGAR PARISHAD RD WAHIM 444505 in WASHIM, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.