IFSC Code of Yes Bank, Wardha Nagri Bank Gandhi Nagar Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's WARDHA NAGRI BANK GANDHI NAGAR branch in WARDHA, MAHARASHTRA. The branch's IFSC code YESB0WNSB03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0WNSB03 is the IFSC of Yes Bank's WARDHA NAGRI BANK GANDHI NAGAR branch. The format is fixed: YESB = bank code, 0 = reserved, WNSB03 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Wardha Nagri Bank Gandhi Nagar branch in Wardha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0WNSB03.

About the Wardha Nagri Bank Gandhi Nagar branch

The Wardha Nagri Bank Gandhi Nagar branch of Yes Bank is situated at TADAS BUILDING GANDHINAGAR,ARVI ROAD,WARDHA-442001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0WNSB03 is used.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WARDHA NAGRI BANK GANDHI NAGAR of Yes Bank — its own 11-character IFSC. The code YESB0WNSB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0WNSB03 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Wardha Nagri Bank Gandhi Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0WNSB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0WNSB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0WNSB03 across all three.

NEFT to Yes Bank, WARDHA NAGRI BANK GANDHI NAGAR using IFSC YESB0WNSB03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0WNSB03, and confirm that the system picks up Yes Bank – WARDHA NAGRI BANK GANDHI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WARDHA NAGRI BANK GANDHI NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's WARDHA NAGRI BANK GANDHI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0WNSB03 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank WARDHA NAGRI BANK GANDHI NAGAR (IFSC YESB0WNSB03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0WNSB03 in your mobile or internet banking app, and the money is credited to the WARDHA NAGRI BANK GANDHI NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0WNSB03 for Yes Bank – WARDHA NAGRI BANK GANDHI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagri Bank Gandhi Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0WNSB03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – WARDHA NAGRI BANK GANDHI NAGAR is still mapped to IFSC YESB0WNSB03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0WNSB03 and the beneficiary's account number to complete the transfer.

Account types you can open at the Wardha Nagri Bank Gandhi Nagar branch

Once you have an account at Yes Bank – WARDHA NAGRI BANK GANDHI NAGAR, the IFSC YESB0WNSB03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Wardha Nagri Bank Gandhi Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7152-247066.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0WNSB03

Online banking and IFSC YESB0WNSB03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the WARDHA NAGRI BANK GANDHI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0WNSB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Wardha Nagri Bank Gandhi Nagar branch sits at TADAS BUILDING GANDHINAGAR,ARVI ROAD,WARDHA-442001. If you are travelling from outside Wardha, search for the branch on a maps application using the bank name and locality, or call 7152-247066 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0WNSB03 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – WARDHA NAGRI BANK GANDHI NAGAR:

• The IFSC is exactly YESB0WNSB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and WARDHA NAGRI BANK GANDHI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wardha Nagri Bank Gandhi Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0WNSB03, however, work 24x7.

Verifying IFSC YESB0WNSB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0WNSB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7152-247066.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0WNSB03 is the IFSC code of Yes Bank, WARDHA NAGRI BANK GANDHI NAGAR branch, in WARDHA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.