IFSC Code of Yes Bank, Lokvikas Nagari Sah Bank Waluj Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, LOKVIKAS NAGARI SAH BANK WALUJ branch in WALUJ, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0LNSB07. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LOKVIKAS NAGARI SAH BANK WALUJ branch, and detailed step-by-step guides for using the IFSC YESB0LNSB07 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's LOKVIKAS NAGARI SAH BANK WALUJ branch, the IFSC YESB0LNSB07 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and LNSB07 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lokvikas Nagari Sah Bank Waluj branch — IFSC YESB0LNSB07 — extends the bank's services to customers in and around Waluj, Maharashtra.

About the Lokvikas Nagari Sah Bank Waluj branch

The Lokvikas Nagari Sah Bank Waluj branch of Yes Bank is situated at PLOT NO. 74, KALDA CORNER, OPP. COLGATE COMPANY, FDC CHOWK, MIDC WALUJ, AURANGABAD 431136. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0LNSB07 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's LOKVIKAS NAGARI SAH BANK WALUJ branch came to be assigned the code YESB0LNSB07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LNSB07, money simply cannot be routed to the LOKVIKAS NAGARI SAH BANK WALUJ branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Lokvikas Nagari Sah Bank Waluj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0LNSB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0LNSB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LNSB07 across all three.

NEFT to Yes Bank, LOKVIKAS NAGARI SAH BANK WALUJ using IFSC YESB0LNSB07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LNSB07, and confirm that the system picks up Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0LNSB07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ, ensure your bank's portal accepts IFSC YESB0LNSB07 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ, use IMPS. With IFSC YESB0LNSB07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Lokvikas Nagari Sah Bank Waluj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0LNSB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LOKVIKAS NAGARI SAH BANK WALUJ is still linked to IFSC YESB0LNSB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0LNSB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ is still mapped to IFSC YESB0LNSB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0LNSB07 and the beneficiary's account number to complete the transfer.

Account types you can open at the Lokvikas Nagari Sah Bank Waluj branch

Once you have an account at Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ, the IFSC YESB0LNSB07 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lokvikas Nagari Sah Bank Waluj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2553006.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LNSB07

Online banking and IFSC YESB0LNSB07

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the LOKVIKAS NAGARI SAH BANK WALUJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LNSB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Lokvikas Nagari Sah Bank Waluj branch sits at PLOT NO. 74, KALDA CORNER, OPP. COLGATE COMPANY, FDC CHOWK, MIDC WALUJ, AURANGABAD 431136. If you are travelling from outside Waluj, search for the branch on a maps application using the bank name and locality, or call 240-2553006 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0LNSB07 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ:

• The IFSC is exactly YESB0LNSB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and LOKVIKAS NAGARI SAH BANK WALUJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lokvikas Nagari Sah Bank Waluj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0LNSB07, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0LNSB07 for Yes Bank – LOKVIKAS NAGARI SAH BANK WALUJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LNSB07 belongs to Yes Bank's LOKVIKAS NAGARI SAH BANK WALUJ branch, located at PLOT NO. 74, KALDA CORNER, OPP. COLGATE COMPANY, FDC CHOWK, MIDC WALUJ,… in WALUJ, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.