IFSC Code of Yes Bank, Amravati Dcc Bank Wadhona Ramnath Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, AMRAVATI DCC BANK WADHONA RAMNATH branch in WADONA RAMNATH, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0ADB028. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMRAVATI DCC BANK WADHONA RAMNATH branch, and detailed step-by-step guides for using the IFSC YESB0ADB028 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0ADB028 is the IFSC of Yes Bank's AMRAVATI DCC BANK WADHONA RAMNATH branch. The format is fixed: YESB = bank code, 0 = reserved, ADB028 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Amravati Dcc Bank Wadhona Ramnath branch in Wadona Ramnath. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0ADB028.

About the Amravati Dcc Bank Wadhona Ramnath branch

The Amravati Dcc Bank Wadhona Ramnath branch of Yes Bank is situated at WADHONA RAMNATH - 444701. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0ADB028 is used.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRAVATI DCC BANK WADHONA RAMNATH of Yes Bank — its own 11-character IFSC. The code YESB0ADB028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0ADB028 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0ADB028 and the account number together uniquely identify the Amravati Dcc Bank Wadhona Ramnath branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0ADB028

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0ADB028 across all three.

NEFT to Yes Bank, AMRAVATI DCC BANK WADHONA RAMNATH using IFSC YESB0ADB028

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0ADB028, and confirm that the system picks up Yes Bank – AMRAVATI DCC BANK WADHONA RAMNATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AMRAVATI DCC BANK WADHONA RAMNATH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's AMRAVATI DCC BANK WADHONA RAMNATH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0ADB028 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank AMRAVATI DCC BANK WADHONA RAMNATH (IFSC YESB0ADB028)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0ADB028 in your mobile or internet banking app, and the money is credited to the AMRAVATI DCC BANK WADHONA RAMNATH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0ADB028 for Yes Bank – AMRAVATI DCC BANK WADHONA RAMNATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Amravati Dcc Bank Wadhona Ramnath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0ADB028

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – AMRAVATI DCC BANK WADHONA RAMNATH is still mapped to IFSC YESB0ADB028. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0ADB028 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Amravati Dcc Bank Wadhona Ramnath branch is mapped to IFSC YESB0ADB028 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0ADB028.

Banking services available

The Amravati Dcc Bank Wadhona Ramnath branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7221-223034.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0ADB028

Online banking and IFSC YESB0ADB028

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the AMRAVATI DCC BANK WADHONA RAMNATH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0ADB028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Amravati Dcc Bank Wadhona Ramnath branch sits at WADHONA RAMNATH - 444701. If you are travelling from outside Wadona Ramnath, search for the branch on a maps application using the bank name and locality, or call 7221-223034 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0ADB028 and your account number.

Common mistakes to avoid when using IFSC YESB0ADB028

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – AMRAVATI DCC BANK WADHONA RAMNATH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0ADB028.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amravati Dcc Bank Wadhona Ramnath branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0ADB028, however, work 24x7.

Verifying IFSC YESB0ADB028 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0ADB028 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7221-223034.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0ADB028 belongs to Yes Bank's AMRAVATI DCC BANK WADHONA RAMNATH branch, located at WADHONA RAMNATH - 444701 in WADONA RAMNATH, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.