IFSC Code of Yes Bank, Akola Urban Coop Bank Wadegaon Branch, Maharashtra

Below are the complete branch details for Yes Bank, AKOLA URBAN COOP BANK WADEGAON branch, located in WADEGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0AUB012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0AUB012 for Yes Bank – AKOLA URBAN COOP BANK WADEGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – AKOLA URBAN COOP BANK WADEGAON is YESB0AUB012. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AUB012 map to this branch in WADEGAON, MAHARASHTRA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Akola Urban Coop Bank Wadegaon branch — IFSC YESB0AUB012 — extends the bank's services to customers in and around Wadegaon, Maharashtra.

Branch details at a glance

Akola Urban Coop Bank Wadegaon branch overview

Located at SHRI JAYRAM KALE COMPLEX, MAIN RD, WADEGAON 444502, the Akola Urban Coop Bank Wadegaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0AUB012 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKOLA URBAN COOP BANK WADEGAON of Yes Bank — its own 11-character IFSC. The code YESB0AUB012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0AUB012 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Akola Urban Coop Bank Wadegaon branch

Once you have an account at Yes Bank – AKOLA URBAN COOP BANK WADEGAON, the IFSC YESB0AUB012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Akola Urban Coop Bank Wadegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9765988190.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AUB012

How to transfer money using IFSC YESB0AUB012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AUB012 across all three.

NEFT to Yes Bank, AKOLA URBAN COOP BANK WADEGAON using IFSC YESB0AUB012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0AUB012, and confirm that the system picks up Yes Bank – AKOLA URBAN COOP BANK WADEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0AUB012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – AKOLA URBAN COOP BANK WADEGAON, ensure your bank's portal accepts IFSC YESB0AUB012 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – AKOLA URBAN COOP BANK WADEGAON, use IMPS. With IFSC YESB0AUB012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Akola Urban Coop Bank Wadegaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0AUB012:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AKOLA URBAN COOP BANK WADEGAON is still linked to IFSC YESB0AUB012.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0AUB012

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – AKOLA URBAN COOP BANK WADEGAON is still mapped to IFSC YESB0AUB012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0AUB012 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Akola Urban Coop Bank Wadegaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AUB012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AUB012 and the account number together uniquely identify the Akola Urban Coop Bank Wadegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – AKOLA URBAN COOP BANK WADEGAON:

• The IFSC is exactly YESB0AUB012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and AKOLA URBAN COOP BANK WADEGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Akola Urban Coop Bank Wadegaon branch sits at SHRI JAYRAM KALE COMPLEX, MAIN RD, WADEGAON 444502. If you are travelling from outside Wadegaon, search for the branch on a maps application using the bank name and locality, or call 9765988190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AUB012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0AUB012 for Yes Bank – AKOLA URBAN COOP BANK WADEGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Akola Urban Coop Bank Wadegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0AUB012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0AUB012 belongs to Yes Bank's AKOLA URBAN COOP BANK WADEGAON branch, located at SHRI JAYRAM KALE COMPLEX, MAIN RD, WADEGAON 444502 in WADEGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.