IFSC Code of Yes Bank, Gandhi Coop Urban Bank Vuyyuru Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's GANDHI COOP URBAN BANK VUYYURU branch in VUYYURU, ANDHRA PRADESH. The branch's IFSC code YESB0GCUB03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's GANDHI COOP URBAN BANK VUYYURU branch, the IFSC YESB0GCUB03 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and GCUB03 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhi Coop Urban Bank Vuyyuru branch in Vuyyuru, Andhra Pradesh is part of this network and uses the IFSC code YESB0GCUB03 for all electronic settlement.

About the Gandhi Coop Urban Bank Vuyyuru branch

The Gandhi Coop Urban Bank Vuyyuru branch of Yes Bank is situated at DOOR NO 9- 97, NVR PLAZA, MAIN ROAD, VUYYURU - 521165. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0GCUB03 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANDHI COOP URBAN BANK VUYYURU of Yes Bank — its own 11-character IFSC. The code YESB0GCUB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0GCUB03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0GCUB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GCUB03 across all three.

How to use IFSC YESB0GCUB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's GANDHI COOP URBAN BANK VUYYURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0GCUB03.
4. Confirm the bank name auto-populates as Yes Bank and the branch as GANDHI COOP URBAN BANK VUYYURU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GANDHI COOP URBAN BANK VUYYURU

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's GANDHI COOP URBAN BANK VUYYURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GCUB03 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank GANDHI COOP URBAN BANK VUYYURU (IFSC YESB0GCUB03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GCUB03 in your mobile or internet banking app, and the money is credited to the GANDHI COOP URBAN BANK VUYYURU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0GCUB03 for Yes Bank – GANDHI COOP URBAN BANK VUYYURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gandhi Coop Urban Bank Vuyyuru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0GCUB03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – GANDHI COOP URBAN BANK VUYYURU is still mapped to IFSC YESB0GCUB03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0GCUB03 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gandhi Coop Urban Bank Vuyyuru branch is mapped to IFSC YESB0GCUB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GCUB03.

Banking services available

The Gandhi Coop Urban Bank Vuyyuru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8676-235379.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0GCUB03

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0GCUB03 and the account number together uniquely identify the Gandhi Coop Urban Bank Vuyyuru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gandhi Coop Urban Bank Vuyyuru branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0GCUB03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0GCUB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – GANDHI COOP URBAN BANK VUYYURU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0GCUB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gandhi Coop Urban Bank Vuyyuru branch sits at DOOR NO 9- 97, NVR PLAZA, MAIN ROAD, VUYYURU - 521165. If you are travelling from outside Vuyyuru, search for the branch on a maps application using the bank name and locality, or call 8676-235379 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0GCUB03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GCUB03 for Yes Bank – GANDHI COOP URBAN BANK VUYYURU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhi Coop Urban Bank Vuyyuru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0GCUB03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0GCUB03 belongs to Yes Bank's GANDHI COOP URBAN BANK VUYYURU branch, located at DOOR NO 9- 97, NVR PLAZA, MAIN ROAD, VUYYURU - 521165 in VUYYURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.