IFSC Code of Yes Bank, Vita Urban Coop Bank Ltd Vita Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, VITA URBAN COOP BANK LTD VITA branch in VITA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0TVUB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VITA URBAN COOP BANK LTD VITA branch, and detailed step-by-step guides for using the IFSC YESB0TVUB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's VITA URBAN COOP BANK LTD VITA branch, the IFSC YESB0TVUB01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and TVUB01 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vita Urban Coop Bank Ltd Vita branch in Vita, Maharashtra is part of this network and uses the IFSC code YESB0TVUB01 for all electronic settlement.

About this branch

The branch is located at SAHEB PLAZA, MAYANI ROAD, VITA, TAL KHANAPUR, SANGLI-415311. It serves the Vita region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0TVUB01 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VITA URBAN COOP BANK LTD VITA branch came to be assigned the code YESB0TVUB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0TVUB01, money simply cannot be routed to the VITA URBAN COOP BANK LTD VITA branch electronically.

How to transfer money using IFSC YESB0TVUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TVUB01 across all three.

NEFT to Yes Bank, VITA URBAN COOP BANK LTD VITA using IFSC YESB0TVUB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0TVUB01, and confirm that the system picks up Yes Bank – VITA URBAN COOP BANK LTD VITA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VITA URBAN COOP BANK LTD VITA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VITA URBAN COOP BANK LTD VITA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0TVUB01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VITA URBAN COOP BANK LTD VITA, use IMPS. With IFSC YESB0TVUB01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vita Urban Coop Bank Ltd Vita

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0TVUB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VITA URBAN COOP BANK LTD VITA is still linked to IFSC YESB0TVUB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VITA URBAN COOP BANK LTD VITA branch, the IFSC YESB0TVUB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vita Urban Coop Bank Ltd Vita branch

Once you have an account at Yes Bank – VITA URBAN COOP BANK LTD VITA, the IFSC YESB0TVUB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vita Urban Coop Bank Ltd Vita branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0TVUB01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0TVUB01 and the account number together uniquely identify the Vita Urban Coop Bank Ltd Vita branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0TVUB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the VITA URBAN COOP BANK LTD VITA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0TVUB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VITA URBAN COOP BANK LTD VITA:

• The IFSC is exactly YESB0TVUB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VITA URBAN COOP BANK LTD VITA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vita Urban Coop Bank Ltd Vita branch

The branch is located at SAHEB PLAZA, MAYANI ROAD, VITA, TAL KHANAPUR, SANGLI-415311, which puts it inside Vita, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Vita Urban Coop Bank Ltd Vita branch” — the verified location pin for IFSC YESB0TVUB01 should appear at the top of the results.
2. Confirm the branch is open by calling 2347-272072 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0TVUB01 and your account number.

Verifying IFSC YESB0TVUB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0TVUB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2347-272072.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vita Urban Coop Bank Ltd Vita are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0TVUB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0TVUB01 belongs to Yes Bank's VITA URBAN COOP BANK LTD VITA branch, located at SAHEB PLAZA, MAYANI ROAD, VITA, TAL KHANAPUR, SANGLI-415311 in VITA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.