IFSC Code of Yes Bank, Gandhi Coop Urban Bank Bhavanipuram Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's GANDHI COOP URBAN BANK BHAVANIPURAM branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code YESB0GCUB05 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – GANDHI COOP URBAN BANK BHAVANIPURAM is YESB0GCUB05. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GCUB05 map to this branch in VIJAYAWADA, ANDHRA PRADESH.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gandhi Coop Urban Bank Bhavanipuram branch — IFSC YESB0GCUB05 — extends the bank's services to customers in and around Vijayawada, Andhra Pradesh.

Branch details at a glance

About this branch

The branch is located at DOOR NO 76-10/1-4, AKULA RAJESHWAR RAO STREET, BHAVINAGAR, VIJAYAWADA - 520012. It serves the Vijayawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0GCUB05 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's GANDHI COOP URBAN BANK BHAVANIPURAM branch came to be assigned the code YESB0GCUB05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GCUB05, money simply cannot be routed to the GANDHI COOP URBAN BANK BHAVANIPURAM branch electronically.

Account types you can open at the Gandhi Coop Urban Bank Bhavanipuram branch

Once you have an account at Yes Bank – GANDHI COOP URBAN BANK BHAVANIPURAM, the IFSC YESB0GCUB05 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gandhi Coop Urban Bank Bhavanipuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-2411555.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0GCUB05

How to transfer money using IFSC YESB0GCUB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GCUB05 across all three.

NEFT to Yes Bank, GANDHI COOP URBAN BANK BHAVANIPURAM using IFSC YESB0GCUB05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0GCUB05, and confirm that the system picks up Yes Bank – GANDHI COOP URBAN BANK BHAVANIPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GANDHI COOP URBAN BANK BHAVANIPURAM

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's GANDHI COOP URBAN BANK BHAVANIPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GCUB05 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank GANDHI COOP URBAN BANK BHAVANIPURAM (IFSC YESB0GCUB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GCUB05 in your mobile or internet banking app, and the money is credited to the GANDHI COOP URBAN BANK BHAVANIPURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gandhi Coop Urban Bank Bhavanipuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0GCUB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANDHI COOP URBAN BANK BHAVANIPURAM is still linked to IFSC YESB0GCUB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's GANDHI COOP URBAN BANK BHAVANIPURAM branch, the IFSC YESB0GCUB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0GCUB05

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the GANDHI COOP URBAN BANK BHAVANIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0GCUB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Gandhi Coop Urban Bank Bhavanipuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0GCUB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – GANDHI COOP URBAN BANK BHAVANIPURAM:

• The IFSC is exactly YESB0GCUB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and GANDHI COOP URBAN BANK BHAVANIPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gandhi Coop Urban Bank Bhavanipuram branch

The branch is located at DOOR NO 76-10/1-4, AKULA RAJESHWAR RAO STREET, BHAVINAGAR, VIJAYAWADA - 520012, which puts it inside Vijayawada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Gandhi Coop Urban Bank Bhavanipuram branch” — the verified location pin for IFSC YESB0GCUB05 should appear at the top of the results.
2. Confirm the branch is open by calling 866-2411555 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0GCUB05 and your account number.

Verifying IFSC YESB0GCUB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0GCUB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 866-2411555.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gandhi Coop Urban Bank Bhavanipuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GCUB05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0GCUB05 is the IFSC code of Yes Bank, GANDHI COOP URBAN BANK BHAVANIPURAM branch, in VIJAYAWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.