IFSC Code of Yes Bank, Vallabh Vidyanagar, Gujarat Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's VALLABH VIDYANAGAR, GUJARAT branch in VALLABH VIDYANAGAR, GUJARAT. The branch's IFSC code YESB0000194 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – VALLABH VIDYANAGAR, GUJARAT is YESB0000194. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000194 map to this branch in VALLABH VIDYANAGAR, GUJARAT.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vallabh Vidyanagar, Gujarat branch in Vallabh Vidyanagar, Gujarat is part of this network and uses the IFSC code YESB0000194 for all electronic settlement.

Branch details at a glance

Vallabh Vidyanagar, Gujarat branch overview

Located at SHOP NO. G4, GROUND FLOOR, NEELKANTH ESTATE, OPP. VIP GUEST HOUSE, NANA BAZAR, VALLABH VIDYA NAGAR - 388 120., the Vallabh Vidyanagar, Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0000194 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VALLABH VIDYANAGAR, GUJARAT branch came to be assigned the code YESB0000194.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0000194, money simply cannot be routed to the VALLABH VIDYANAGAR, GUJARAT branch electronically.

Account types you can open at the Vallabh Vidyanagar, Gujarat branch

Once you have an account at Yes Bank – VALLABH VIDYANAGAR, GUJARAT, the IFSC YESB0000194 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vallabh Vidyanagar, Gujarat branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0000194

How to transfer money using IFSC YESB0000194

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000194 across all three.

NEFT to Yes Bank, VALLABH VIDYANAGAR, GUJARAT using IFSC YESB0000194

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000194, and confirm that the system picks up Yes Bank – VALLABH VIDYANAGAR, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VALLABH VIDYANAGAR, GUJARAT

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VALLABH VIDYANAGAR, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0000194 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VALLABH VIDYANAGAR, GUJARAT, use IMPS. With IFSC YESB0000194 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vallabh Vidyanagar, Gujarat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0000194:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VALLABH VIDYANAGAR, GUJARAT is still linked to IFSC YESB0000194.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0000194

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – VALLABH VIDYANAGAR, GUJARAT is still mapped to IFSC YESB0000194. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0000194 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Vallabh Vidyanagar, Gujarat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0000194 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Vallabh Vidyanagar, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0000194 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VALLABH VIDYANAGAR, GUJARAT:

• The IFSC is exactly YESB0000194 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VALLABH VIDYANAGAR, GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vallabh Vidyanagar, Gujarat branch sits at SHOP NO. G4, GROUND FLOOR, NEELKANTH ESTATE, OPP. VIP GUEST HOUSE, NANA BAZAR, VALLABH VIDYA NAGAR - 388 120.. If you are travelling from outside Vallabh Vidyanagar, search for the branch on a maps application using the bank name and locality, or call 2692-237484 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0000194 and your account number.

Verifying IFSC YESB0000194 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0000194 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2692-237484.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vallabh Vidyanagar, Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0000194 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0000194 is the IFSC code of Yes Bank, VALLABH VIDYANAGAR, GUJARAT branch, in VALLABH VIDYANAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.