Nexnews
Loading…

NOTIFICATIONS

 
15th May
    Loading…

    IFSC Code of Yes Bank, The Coop Bank of Rajkot Alkapuri Branch, Gujarat

    IFSC code YESB0RAJ026 - Yes Bank, The Coop Bank of Rajkot Alkapuri Branch, Vadodara, Gujarat. Use it for NEFT, RTGS and IMPS transfers.

    This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, THE COOP BANK OF RAJKOT ALKAPURI branch in VADODARA. The 11-digit IFSC YESB0RAJ026 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the THE COOP BANK OF RAJKOT ALKAPURI location, this is the only IFSC you need.

    We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

    An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

    For Yes Bank's THE COOP BANK OF RAJKOT ALKAPURI branch, the IFSC YESB0RAJ026 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and RAJ026 identifies this particular branch.

    About Yes Bank

    Yes Bank operates a wide network of branches across India, including the The Coop Bank of Rajkot Alkapuri branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0RAJ026.

    Branch details at a glance

    Bank NameYes Bank
    BranchThe Coop Bank of Rajkot Alkapuri
    IFSC CodeYESB0RAJ026
    MICR CodeRefer to cheque leaf
    Branch Address1ST FLOOR OFFTE TOWER ALKAPURI VADODARA 390007
    CityVadodara
    DistrictVadodara
    StateGujarat
    STD Code281
    Phone2233155

    The Coop Bank of Rajkot Alkapuri branch overview

    Located at 1ST FLOOR OFFTE TOWER ALKAPURI VADODARA 390007, the The Coop Bank of Rajkot Alkapuri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0RAJ026 is required for all interbank electronic transfers routed through this branch.

    The role of IFSC in India's payments network

    India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE COOP BANK OF RAJKOT ALKAPURI branch came to be assigned the code YESB0RAJ026.

    Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0RAJ026, money simply cannot be routed to the THE COOP BANK OF RAJKOT ALKAPURI branch electronically.

    Account types you can open at the The Coop Bank of Rajkot Alkapuri branch

    Once you have an account at Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI, the IFSC YESB0RAJ026 stays the same regardless of the type of account you hold. The branch typically supports the following options:

    • Savings account — for individuals, with chequebook, ATM card and net-banking access.
    • Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
    • Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
    • NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
    • Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
    • Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
    • Minor and student accounts — operated jointly with a guardian until the customer turns 18.

    Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

    Products and services

    Customers walking into the The Coop Bank of Rajkot Alkapuri branch can access most of Yes Bank's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC YESB0RAJ026

    How to transfer money using IFSC YESB0RAJ026

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0RAJ026 across all three.

    NEFT to Yes Bank, THE COOP BANK OF RAJKOT ALKAPURI using IFSC YESB0RAJ026

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0RAJ026, and confirm that the system picks up Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    Real-Time Gross Settlement to THE COOP BANK OF RAJKOT ALKAPURI

    If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE COOP BANK OF RAJKOT ALKAPURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0RAJ026 while initiating the transfer and the credit will appear within minutes.

    Send money instantly through IMPS

    For a real-time, anytime transfer to Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI, use IMPS. With IFSC YESB0RAJ026 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC YESB0RAJ026 for Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – YESB0RAJ026Yes – YESB0RAJ026Yes – YESB0RAJ026

    For most retail customers crediting the The Coop Bank of Rajkot Alkapuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    UPI payments and IFSC YESB0RAJ026

    UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI is still mapped to IFSC YESB0RAJ026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

    If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0RAJ026 and the beneficiary's account number to complete the transfer.

    Online banking and IFSC YESB0RAJ026

    Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE COOP BANK OF RAJKOT ALKAPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0RAJ026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

    MICR & cheque-truncation details

    Cheques drawn on the The Coop Bank of Rajkot Alkapuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0RAJ026 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

    Things to verify before sending money

    Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE COOP BANK OF RAJKOT ALKAPURI:

    • The IFSC is exactly YESB0RAJ026 with no extra spaces.
    • The beneficiary's account number matches what they shared, digit for digit.
    • The portal auto-fills Yes Bank as the bank name and THE COOP BANK OF RAJKOT ALKAPURI as the branch.
    • The amount and the purpose of payment are correct.
    • You have a valid OTP-verifying mobile number on hand.

    A 30-second review here saves hours of reconciliation later.

    How to reach the The Coop Bank of Rajkot Alkapuri branch

    The branch is located at 1ST FLOOR OFFTE TOWER ALKAPURI VADODARA 390007, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

    1. Open Google Maps on your phone and search for “Yes Bank The Coop Bank of Rajkot Alkapuri branch” — the verified location pin for IFSC YESB0RAJ026 should appear at the top of the results.
    2. Confirm the branch is open by calling 281-2233155 before stepping out, especially around public holidays.
    3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

    Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0RAJ026 and your account number.

    Verifying IFSC YESB0RAJ026 from official sources

    The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0RAJ026 by:

    • Looking at the cheque leaf – IFSC is printed near the MICR band.
    • Opening the passbook's first page.
    • Calling the branch directly on 281-2233155.
    • Visiting the bank's official branch locator page.

    Working hours

    Branch counters at The Coop Bank of Rajkot Alkapuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0RAJ026 continue to work without interruption.

    Branch address & contact

    Yes Bank
    The Coop Bank of Rajkot Alkapuri Branch
    1ST FLOOR OFFTE TOWER ALKAPURI VADODARA 390007
    Vadodara, Gujarat
    Phone: 281-2233155
    IFSC: YESB0RAJ026

    Frequently asked questions

    What is the phone number of Yes Bank The Coop Bank of Rajkot Alkapuri branch?

    You can reach the branch at 281-2233155 during regular banking hours.

    Is IFSC YESB0RAJ026 valid for NEFT and RTGS?

    Yes. IFSC YESB0RAJ026 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    How quickly will an NEFT transfer using YESB0RAJ026 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – The Coop Bank of Rajkot Alkapuri reflect within 30 minutes.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Coop Bank of Rajkot Alkapuri branch but serve different purposes.

    How do I add Yes Bank The Coop Bank of Rajkot Alkapuri as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0RAJ026, and complete OTP verification. Once activated, you can transfer funds at any time.

    What is the IFSC code of Yes Bank The Coop Bank of Rajkot Alkapuri branch?

    The IFSC code of Yes Bank, The Coop Bank of Rajkot Alkapuri branch is YESB0RAJ026. It is used for NEFT, RTGS and IMPS fund transfers to this branch.

    Is IFSC YESB0RAJ026 the same for all accounts at The Coop Bank of Rajkot Alkapuri branch?

    Yes. The IFSC YESB0RAJ026 is shared by every account held at Yes Bank's The Coop Bank of Rajkot Alkapuri branch. Only the account number changes from customer to customer.

    Does Yes Bank The Coop Bank of Rajkot Alkapuri branch offer locker facilities?

    Locker availability depends on branch size and customer demand. Please contact the branch on 281-2233155 to confirm.

    Summary

    The IFSC code YESB0RAJ026 belongs to Yes Bank's THE COOP BANK OF RAJKOT ALKAPURI branch, located at 1ST FLOOR OFFTE TOWER ALKAPURI VADODARA 390007 in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.

    keyboard_arrow_up