IFSC Code of Yes Bank, Shree Vardhaman Bank Nizampura Branch, Gujarat

Below are the complete branch details for Yes Bank, SHREE VARDHAMAN BANK NIZAMPURA branch, located in VADODARA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is YESB0SVSB05. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0SVSB05 for Yes Bank – SHREE VARDHAMAN BANK NIZAMPURA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHREE VARDHAMAN BANK NIZAMPURA branch, the IFSC YESB0SVSB05 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and SVSB05 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shree Vardhaman Bank Nizampura branch in Vadodara, Gujarat is part of this network and uses the IFSC code YESB0SVSB05 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SURYA FLATS OPP SWAMINARAYAN NAGAR NIZAMPURA VADODARA - 390002. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0SVSB05 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE VARDHAMAN BANK NIZAMPURA of Yes Bank — its own 11-character IFSC. The code YESB0SVSB05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SVSB05 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shree Vardhaman Bank Nizampura branch

Once you have an account at Yes Bank – SHREE VARDHAMAN BANK NIZAMPURA, the IFSC YESB0SVSB05 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shree Vardhaman Bank Nizampura branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SVSB05

How to transfer money using IFSC YESB0SVSB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SVSB05 across all three.

How to use IFSC YESB0SVSB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SHREE VARDHAMAN BANK NIZAMPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SVSB05.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SHREE VARDHAMAN BANK NIZAMPURA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHREE VARDHAMAN BANK NIZAMPURA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SHREE VARDHAMAN BANK NIZAMPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SVSB05 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank SHREE VARDHAMAN BANK NIZAMPURA (IFSC YESB0SVSB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SVSB05 in your mobile or internet banking app, and the money is credited to the SHREE VARDHAMAN BANK NIZAMPURA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Vardhaman Bank Nizampura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0SVSB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE VARDHAMAN BANK NIZAMPURA is still linked to IFSC YESB0SVSB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHREE VARDHAMAN BANK NIZAMPURA branch, the IFSC YESB0SVSB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0SVSB05

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE VARDHAMAN BANK NIZAMPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SVSB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shree Vardhaman Bank Nizampura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0SVSB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHREE VARDHAMAN BANK NIZAMPURA:

• The IFSC is exactly YESB0SVSB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHREE VARDHAMAN BANK NIZAMPURA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shree Vardhaman Bank Nizampura branch

The branch is located at SURYA FLATS OPP SWAMINARAYAN NAGAR NIZAMPURA VADODARA - 390002, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Shree Vardhaman Bank Nizampura branch” — the verified location pin for IFSC YESB0SVSB05 should appear at the top of the results.
2. Confirm the branch is open by calling 265-2775758 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SVSB05 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0SVSB05 for Yes Bank – SHREE VARDHAMAN BANK NIZAMPURA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Vardhaman Bank Nizampura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0SVSB05, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0SVSB05 belongs to Yes Bank's SHREE VARDHAMAN BANK NIZAMPURA branch, located at SURYA FLATS OPP SWAMINARAYAN NAGAR NIZAMPURA VADODARA - 390002 in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.