IFSC Code of Yes Bank, Makarpura Ind Est Coop Bank Raopura Branch, Gujarat

If you are searching for the IFSC code of Yes Bank, MAKARPURA IND EST COOP BANK RAOPURA branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is YESB0MIEB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAKARPURA IND EST COOP BANK RAOPURA branch, and detailed step-by-step guides for using the IFSC YESB0MIEB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's MAKARPURA IND EST COOP BANK RAOPURA branch, the IFSC YESB0MIEB04 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and MIEB04 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Makarpura Ind Est Coop Bank Raopura branch — IFSC YESB0MIEB04 — extends the bank's services to customers in and around Vadodara, Gujarat.

Branch details at a glance

About this branch

The branch is located at JUBILI COMPLEX OPP SARDAR BHUVAN RAOPURA VADODARA -390001. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MIEB04 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MAKARPURA IND EST COOP BANK RAOPURA branch came to be assigned the code YESB0MIEB04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MIEB04, money simply cannot be routed to the MAKARPURA IND EST COOP BANK RAOPURA branch electronically.

Account types you can open at the Makarpura Ind Est Coop Bank Raopura branch

Once you have an account at Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA, the IFSC YESB0MIEB04 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Makarpura Ind Est Coop Bank Raopura branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MIEB04

How to transfer money using IFSC YESB0MIEB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MIEB04 across all three.

NEFT to Yes Bank, MAKARPURA IND EST COOP BANK RAOPURA using IFSC YESB0MIEB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MIEB04, and confirm that the system picks up Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAKARPURA IND EST COOP BANK RAOPURA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MAKARPURA IND EST COOP BANK RAOPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MIEB04 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA, use IMPS. With IFSC YESB0MIEB04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MIEB04 for Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Makarpura Ind Est Coop Bank Raopura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MAKARPURA IND EST COOP BANK RAOPURA branch, the IFSC YESB0MIEB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0MIEB04

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MAKARPURA IND EST COOP BANK RAOPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MIEB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0MIEB04 and the account number together uniquely identify the Makarpura Ind Est Coop Bank Raopura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0MIEB04

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0MIEB04.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Makarpura Ind Est Coop Bank Raopura branch sits at JUBILI COMPLEX OPP SARDAR BHUVAN RAOPURA VADODARA -390001. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 265-2418495 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MIEB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MIEB04 for Yes Bank – MAKARPURA IND EST COOP BANK RAOPURA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Makarpura Ind Est Coop Bank Raopura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MIEB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MIEB04 is the IFSC code of Yes Bank, MAKARPURA IND EST COOP BANK RAOPURA branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.