IFSC Code of Yes Bank, Makarpura Ind Est Coop Bank Majalpr Branch, Gujarat

If you are searching for the IFSC code of Yes Bank, MAKARPURA IND EST COOP BANK MAJALPR branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is YESB0MIEB03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAKARPURA IND EST COOP BANK MAJALPR branch, and detailed step-by-step guides for using the IFSC YESB0MIEB03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's MAKARPURA IND EST COOP BANK MAJALPR branch, the IFSC YESB0MIEB03 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and MIEB03 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Makarpura Ind Est Coop Bank Majalpr branch in Vadodara, Gujarat is part of this network and uses the IFSC code YESB0MIEB03 for all electronic settlement.

About this branch

The branch is located at NR SARASWATI COMPLEX VRAJDHAM MARG MANJALPUR VADODARA -390011. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MIEB03 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MAKARPURA IND EST COOP BANK MAJALPR branch came to be assigned the code YESB0MIEB03.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MIEB03, money simply cannot be routed to the MAKARPURA IND EST COOP BANK MAJALPR branch electronically.

How to transfer money using IFSC YESB0MIEB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MIEB03 across all three.

NEFT to Yes Bank, MAKARPURA IND EST COOP BANK MAJALPR using IFSC YESB0MIEB03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MIEB03, and confirm that the system picks up Yes Bank – MAKARPURA IND EST COOP BANK MAJALPR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0MIEB03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MAKARPURA IND EST COOP BANK MAJALPR, ensure your bank's portal accepts IFSC YESB0MIEB03 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank MAKARPURA IND EST COOP BANK MAJALPR (IFSC YESB0MIEB03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MIEB03 in your mobile or internet banking app, and the money is credited to the MAKARPURA IND EST COOP BANK MAJALPR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Makarpura Ind Est Coop Bank Majalpr

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MIEB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAKARPURA IND EST COOP BANK MAJALPR is still linked to IFSC YESB0MIEB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MAKARPURA IND EST COOP BANK MAJALPR branch, the IFSC YESB0MIEB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Makarpura Ind Est Coop Bank Majalpr branch

Once you have an account at Yes Bank – MAKARPURA IND EST COOP BANK MAJALPR, the IFSC YESB0MIEB03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Makarpura Ind Est Coop Bank Majalpr branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 265-2662444.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MIEB03

MICR & cheque-truncation details

Cheques drawn on the Makarpura Ind Est Coop Bank Majalpr branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MIEB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0MIEB03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MAKARPURA IND EST COOP BANK MAJALPR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MIEB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0MIEB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MAKARPURA IND EST COOP BANK MAJALPR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0MIEB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Makarpura Ind Est Coop Bank Majalpr branch sits at NR SARASWATI COMPLEX VRAJDHAM MARG MANJALPUR VADODARA -390011. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 265-2662444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MIEB03 and your account number.

Verifying IFSC YESB0MIEB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MIEB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 265-2662444.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Makarpura Ind Est Coop Bank Majalpr branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MIEB03, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MIEB03 is the IFSC code of Yes Bank, MAKARPURA IND EST COOP BANK MAJALPR branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.