IFSC Code of Yes Bank, Konark Urban Co Op Bank Ltd Siru Chowk Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, KONARK URBAN CO OP BANK LTD SIRU CHOWK branch in ULHASNAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0KNUCB3. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KONARK URBAN CO OP BANK LTD SIRU CHOWK branch, and detailed step-by-step guides for using the IFSC YESB0KNUCB3 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's KONARK URBAN CO OP BANK LTD SIRU CHOWK branch, the IFSC YESB0KNUCB3 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and KNUCB3 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Konark Urban Co Op Bank Ltd Siru Chowk branch — IFSC YESB0KNUCB3 — extends the bank's services to customers in and around Ulhasnagar, Maharashtra.

About this branch

The branch is located at MOHAN EMPIRE SHOP NO 563,SIRU CHOWK, ULHASNAGAR-421002. It serves the Ulhasnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0KNUCB3 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's KONARK URBAN CO OP BANK LTD SIRU CHOWK branch came to be assigned the code YESB0KNUCB3.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0KNUCB3, money simply cannot be routed to the KONARK URBAN CO OP BANK LTD SIRU CHOWK branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0KNUCB3 and the account number together uniquely identify the Konark Urban Co Op Bank Ltd Siru Chowk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0KNUCB3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KNUCB3 across all three.

How to use IFSC YESB0KNUCB3 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's KONARK URBAN CO OP BANK LTD SIRU CHOWK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0KNUCB3.
4. Confirm the bank name auto-populates as Yes Bank and the branch as KONARK URBAN CO OP BANK LTD SIRU CHOWK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KONARK URBAN CO OP BANK LTD SIRU CHOWK

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's KONARK URBAN CO OP BANK LTD SIRU CHOWK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0KNUCB3 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank KONARK URBAN CO OP BANK LTD SIRU CHOWK (IFSC YESB0KNUCB3)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KNUCB3 in your mobile or internet banking app, and the money is credited to the KONARK URBAN CO OP BANK LTD SIRU CHOWK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Konark Urban Co Op Bank Ltd Siru Chowk

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KNUCB3:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KONARK URBAN CO OP BANK LTD SIRU CHOWK is still linked to IFSC YESB0KNUCB3.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0KNUCB3

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – KONARK URBAN CO OP BANK LTD SIRU CHOWK is still mapped to IFSC YESB0KNUCB3. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0KNUCB3 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Konark Urban Co Op Bank Ltd Siru Chowk branch is mapped to IFSC YESB0KNUCB3 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KNUCB3.

Banking services available

The Konark Urban Co Op Bank Ltd Siru Chowk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2711106.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0KNUCB3

Digital banking channels

Most day-to-day work that customers used to do at the Konark Urban Co Op Bank Ltd Siru Chowk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0KNUCB3 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Konark Urban Co Op Bank Ltd Siru Chowk branch sits at MOHAN EMPIRE SHOP NO 563,SIRU CHOWK, ULHASNAGAR-421002. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 251-2711106 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KNUCB3 and your account number.

Common mistakes to avoid when using IFSC YESB0KNUCB3

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – KONARK URBAN CO OP BANK LTD SIRU CHOWK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0KNUCB3.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Konark Urban Co Op Bank Ltd Siru Chowk branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0KNUCB3, however, work 24x7.

Verifying IFSC YESB0KNUCB3 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0KNUCB3 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-2711106.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0KNUCB3 is the IFSC code of Yes Bank, KONARK URBAN CO OP BANK LTD SIRU CHOWK branch, in ULHASNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.