IFSC Code of Yes Bank, Ujjain Nagrik Sah Bank Freeganz Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, UJJAIN NAGRIK SAH BANK FREEGANZ branch in UJJAIN. The 11-digit IFSC YESB0UNSB01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the UJJAIN NAGRIK SAH BANK FREEGANZ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – UJJAIN NAGRIK SAH BANK FREEGANZ is YESB0UNSB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UNSB01 map to this branch in UJJAIN, MADHYA PRADESH.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Ujjain Nagrik Sah Bank Freeganz branch in Ujjain. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0UNSB01.

Branch details at a glance

About the Ujjain Nagrik Sah Bank Freeganz branch

The Ujjain Nagrik Sah Bank Freeganz branch of Yes Bank is situated at 10, BAKHTAWAR MARG, 1ST FLOOR ,GHADIWALA COMPLEX,FREEGANJ, UJJAIN - 456010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0UNSB01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UJJAIN NAGRIK SAH BANK FREEGANZ branch came to be assigned the code YESB0UNSB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0UNSB01, money simply cannot be routed to the UJJAIN NAGRIK SAH BANK FREEGANZ branch electronically.

Products and account variants supported

Every account opened at the Ujjain Nagrik Sah Bank Freeganz branch is mapped to IFSC YESB0UNSB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0UNSB01.

Banking services available

The Ujjain Nagrik Sah Bank Freeganz branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9425379209.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0UNSB01

How to transfer money using IFSC YESB0UNSB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0UNSB01 across all three.

How to use IFSC YESB0UNSB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UJJAIN NAGRIK SAH BANK FREEGANZ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0UNSB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UJJAIN NAGRIK SAH BANK FREEGANZ.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0UNSB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – UJJAIN NAGRIK SAH BANK FREEGANZ, ensure your bank's portal accepts IFSC YESB0UNSB01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank UJJAIN NAGRIK SAH BANK FREEGANZ (IFSC YESB0UNSB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0UNSB01 in your mobile or internet banking app, and the money is credited to the UJJAIN NAGRIK SAH BANK FREEGANZ branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0UNSB01 for Yes Bank – UJJAIN NAGRIK SAH BANK FREEGANZ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ujjain Nagrik Sah Bank Freeganz branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0UNSB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UJJAIN NAGRIK SAH BANK FREEGANZ is still mapped to IFSC YESB0UNSB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0UNSB01 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0UNSB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UJJAIN NAGRIK SAH BANK FREEGANZ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0UNSB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0UNSB01 and the account number together uniquely identify the Ujjain Nagrik Sah Bank Freeganz branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UJJAIN NAGRIK SAH BANK FREEGANZ:

• The IFSC is exactly YESB0UNSB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UJJAIN NAGRIK SAH BANK FREEGANZ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ujjain Nagrik Sah Bank Freeganz branch sits at 10, BAKHTAWAR MARG, 1ST FLOOR ,GHADIWALA COMPLEX,FREEGANJ, UJJAIN - 456010. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 9425379209 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0UNSB01 and your account number.

Verifying IFSC YESB0UNSB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0UNSB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9425379209.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ujjain Nagrik Sah Bank Freeganz are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0UNSB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0UNSB01 belongs to Yes Bank's UJJAIN NAGRIK SAH BANK FREEGANZ branch, located at 10, BAKHTAWAR MARG, 1ST FLOOR ,GHADIWALA COMPLEX,FREEGANJ, UJJAIN - 456010 in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.