IFSC Code of Yes Bank, Udaipur Mahila Urban Co-Operative Bank Ltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to Yes Bank's UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD branch in UDAIPUR, RAJASTHAN. The branch's IFSC code YESB0UMUB01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD is YESB0UMUB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UMUB01 map to this branch in UDAIPUR, RAJASTHAN.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Udaipur Mahila Urban Co-Operative Bank Ltd branch in Udaipur, Rajasthan is part of this network and uses the IFSC code YESB0UMUB01 for all electronic settlement.

About this branch

The branch is located at 21-22, HIRAN MAGRI SECTOR-3 OPPOSITE BSNL OFFICE, UDAIPUR. It serves the Udaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0UMUB01 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD of Yes Bank — its own 11-character IFSC. The code YESB0UMUB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0UMUB01 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0UMUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0UMUB01 across all three.

How to use IFSC YESB0UMUB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0UMUB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0UMUB01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD, use IMPS. With IFSC YESB0UMUB01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0UMUB01 for Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Udaipur Mahila Urban Co-Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0UMUB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD is still mapped to IFSC YESB0UMUB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0UMUB01 and the beneficiary's account number to complete the transfer.

Account types you can open at the Udaipur Mahila Urban Co-Operative Bank Ltd branch

Once you have an account at Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD, the IFSC YESB0UMUB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Udaipur Mahila Urban Co-Operative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 294-2462306.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0UMUB01

MICR & cheque-truncation details

Cheques drawn on the Udaipur Mahila Urban Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0UMUB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Udaipur Mahila Urban Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0UMUB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD:

• The IFSC is exactly YESB0UMUB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Udaipur Mahila Urban Co-Operative Bank Ltd branch sits at 21-22, HIRAN MAGRI SECTOR-3 OPPOSITE BSNL OFFICE, UDAIPUR. If you are travelling from outside Udaipur, search for the branch on a maps application using the bank name and locality, or call 294-2462306 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0UMUB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0UMUB01 for Yes Bank – UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udaipur Mahila Urban Co-Operative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0UMUB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0UMUB01 belongs to Yes Bank's UDAIPUR MAHILA URBAN CO-OPERATIVE BANK LTD branch, located at 21-22, HIRAN MAGRI SECTOR-3 OPPOSITE BSNL OFFICE, UDAIPUR in UDAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.