IFSC Code of Yes Bank, Nagar Sahkari Bank Thuthibari Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's NAGAR SAHKARI BANK THUTHIBARI branch in THUTHIBARI, UTTAR PRADESH. The branch's IFSC code YESB0NSB009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0NSB009 is the IFSC of Yes Bank's NAGAR SAHKARI BANK THUTHIBARI branch. The format is fixed: YESB = bank code, 0 = reserved, NSB009 = branch identifier.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagar Sahkari Bank Thuthibari branch in Thuthibari, Uttar Pradesh is part of this network and uses the IFSC code YESB0NSB009 for all electronic settlement.

Nagar Sahkari Bank Thuthibari branch overview

Located at BANK ROAD THUTHIBARI TEHSIL NICHLAUL DISTRICT MAHARAJGANJ - 273305, the Nagar Sahkari Bank Thuthibari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0NSB009 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NAGAR SAHKARI BANK THUTHIBARI branch came to be assigned the code YESB0NSB009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0NSB009, money simply cannot be routed to the NAGAR SAHKARI BANK THUTHIBARI branch electronically.

How to transfer money using IFSC YESB0NSB009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NSB009 across all three.

How to use IFSC YESB0NSB009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's NAGAR SAHKARI BANK THUTHIBARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0NSB009.
4. Confirm the bank name auto-populates as Yes Bank and the branch as NAGAR SAHKARI BANK THUTHIBARI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0NSB009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – NAGAR SAHKARI BANK THUTHIBARI, ensure your bank's portal accepts IFSC YESB0NSB009 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank NAGAR SAHKARI BANK THUTHIBARI (IFSC YESB0NSB009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0NSB009 in your mobile or internet banking app, and the money is credited to the NAGAR SAHKARI BANK THUTHIBARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NSB009 for Yes Bank – NAGAR SAHKARI BANK THUTHIBARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagar Sahkari Bank Thuthibari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0NSB009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NAGAR SAHKARI BANK THUTHIBARI is still mapped to IFSC YESB0NSB009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NSB009 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nagar Sahkari Bank Thuthibari branch is mapped to IFSC YESB0NSB009 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0NSB009.

Banking services available

The Nagar Sahkari Bank Thuthibari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9839987749.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0NSB009

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0NSB009 and the account number together uniquely identify the Nagar Sahkari Bank Thuthibari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0NSB009

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAR SAHKARI BANK THUTHIBARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0NSB009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0NSB009

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – NAGAR SAHKARI BANK THUTHIBARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0NSB009.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nagar Sahkari Bank Thuthibari branch

The branch is located at BANK ROAD THUTHIBARI TEHSIL NICHLAUL DISTRICT MAHARAJGANJ - 273305, which puts it inside Thuthibari, the broader Maharajganj district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Nagar Sahkari Bank Thuthibari branch” — the verified location pin for IFSC YESB0NSB009 should appear at the top of the results.
2. Confirm the branch is open by calling 9839987749 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0NSB009 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NSB009 for Yes Bank – NAGAR SAHKARI BANK THUTHIBARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nagar Sahkari Bank Thuthibari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NSB009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0NSB009 is the IFSC code of Yes Bank, NAGAR SAHKARI BANK THUTHIBARI branch, in THUTHIBARI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.