If you are searching for the IFSC code of Yes Bank, AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch in THUGAON, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0ADB020. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch, and detailed step-by-step guides for using the IFSC YESB0ADB020 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Yes Bank's AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch, the IFSC YESB0ADB020 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and ADB020 identifies this particular branch.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Amravati Dcc Bank Takarkheda Sambhu |
| IFSC Code | YESB0ADB020 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAKARKHEDA SAMBHU - 444801 |
| City | Thugaon |
| District | Amravati |
| State | Maharashtra |
| STD Code | 721 |
| Phone | 2388223 |
About Yes Bank
Yes Bank operates a wide network of branches across India, including the Amravati Dcc Bank Takarkheda Sambhu branch in Thugaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0ADB020.
About the Amravati Dcc Bank Takarkheda Sambhu branch
The Amravati Dcc Bank Takarkheda Sambhu branch of Yes Bank is situated at TAKARKHEDA SAMBHU - 444801. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0ADB020 is used.
Why every Yes Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRAVATI DCC BANK TAKARKHEDA SAMBHU of Yes Bank — its own 11-character IFSC. The code YESB0ADB020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0ADB020 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC YESB0ADB020
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0ADB020 across all three.
How to use IFSC YESB0ADB020 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC YESB0ADB020.
- Confirm the bank name auto-populates as Yes Bank and the branch as AMRAVATI DCC BANK TAKARKHEDA SAMBHU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC YESB0ADB020
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, ensure your bank's portal accepts IFSC YESB0ADB020 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, use IMPS. With IFSC YESB0ADB020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0ADB020 for Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0ADB020 | Yes – YESB0ADB020 | Yes – YESB0ADB020 |
For most retail customers crediting the Amravati Dcc Bank Takarkheda Sambhu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch, the IFSC YESB0ADB020 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Amravati Dcc Bank Takarkheda Sambhu branch
Once you have an account at Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, the IFSC YESB0ADB020 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Amravati Dcc Bank Takarkheda Sambhu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 721-2388223.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0ADB020
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0ADB020 and the account number together uniquely identify the Amravati Dcc Bank Takarkheda Sambhu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Amravati Dcc Bank Takarkheda Sambhu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0ADB020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC YESB0ADB020
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0ADB020. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Amravati Dcc Bank Takarkheda Sambhu branch
The branch is located at TAKARKHEDA SAMBHU - 444801, which puts it inside Thugaon, the broader Amravati district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Yes Bank Amravati Dcc Bank Takarkheda Sambhu branch” — the verified location pin for IFSC YESB0ADB020 should appear at the top of the results.
- Confirm the branch is open by calling 721-2388223 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0ADB020 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0ADB020 for Yes Bank – AMRAVATI DCC BANK TAKARKHEDA SAMBHU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Amravati Dcc Bank Takarkheda Sambhu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0ADB020 continue to work without interruption.
Branch address & contact
Yes BankAmravati Dcc Bank Takarkheda Sambhu Branch
TAKARKHEDA SAMBHU - 444801
Thugaon, Maharashtra
Phone: 721-2388223
IFSC: YESB0ADB020
Frequently asked questions
Does Yes Bank Amravati Dcc Bank Takarkheda Sambhu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 721-2388223 to confirm.
How quickly will an NEFT transfer using YESB0ADB020 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Amravati Dcc Bank Takarkheda Sambhu reflect within 30 minutes.
Is IFSC YESB0ADB020 valid for NEFT and RTGS?
Yes. IFSC YESB0ADB020 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC YESB0ADB020 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0ADB020 to send funds instantly.
What is the phone number of Yes Bank Amravati Dcc Bank Takarkheda Sambhu branch?
You can reach the branch at 721-2388223 during regular banking hours.
Where is Yes Bank Amravati Dcc Bank Takarkheda Sambhu branch located?
Yes Bank's Amravati Dcc Bank Takarkheda Sambhu branch is located at TAKARKHEDA SAMBHU - 444801, Thugaon, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amravati Dcc Bank Takarkheda Sambhu branch but serve different purposes.
Summary
The IFSC code YESB0ADB020 belongs to Yes Bank's AMRAVATI DCC BANK TAKARKHEDA SAMBHU branch, located at TAKARKHEDA SAMBHU - 444801 in THUGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


