This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, OSMANABAD DCC TER branch in TER. The 11-digit IFSC YESB0DCC032 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the OSMANABAD DCC TER location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0DCC032 is the IFSC of Yes Bank's OSMANABAD DCC TER branch. The format is fixed: YESB = bank code, 0 = reserved, DCC032 = branch identifier.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Osmanabad Dcc Ter |
| IFSC Code | YESB0DCC032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B.C.FUND,AT POST TER TA OSMANABAD-413509 |
| City | Ter |
| District | Osmanabad |
| State | Maharashtra |
| Phone | 7774043389 |
Bank profile
Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Osmanabad Dcc Ter branch — IFSC YESB0DCC032 — extends the bank's services to customers in and around Ter, Maharashtra.
About this branch
The branch is located at B.C.FUND,AT POST TER TA OSMANABAD-413509. It serves the Ter region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0DCC032 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's OSMANABAD DCC TER branch came to be assigned the code YESB0DCC032.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0DCC032, money simply cannot be routed to the OSMANABAD DCC TER branch electronically.
How to transfer money using IFSC YESB0DCC032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DCC032 across all three.
NEFT to Yes Bank, OSMANABAD DCC TER using IFSC YESB0DCC032
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0DCC032, and confirm that the system picks up Yes Bank – OSMANABAD DCC TER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC YESB0DCC032
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – OSMANABAD DCC TER, ensure your bank's portal accepts IFSC YESB0DCC032 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Yes Bank – OSMANABAD DCC TER, use IMPS. With IFSC YESB0DCC032 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0DCC032 for Yes Bank – OSMANABAD DCC TER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0DCC032 | Yes – YESB0DCC032 | Yes – YESB0DCC032 |
For most retail customers crediting the Osmanabad Dcc Ter branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0DCC032
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – OSMANABAD DCC TER is still mapped to IFSC YESB0DCC032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0DCC032 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Osmanabad Dcc Ter branch is mapped to IFSC YESB0DCC032 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains YESB0DCC032.
Products and services
Customers walking into the Osmanabad Dcc Ter branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0DCC032
MICR & cheque-truncation details
Cheques drawn on the Osmanabad Dcc Ter branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DCC032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Osmanabad Dcc Ter branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0DCC032 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC YESB0DCC032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – OSMANABAD DCC TER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0DCC032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Osmanabad Dcc Ter branch sits at B.C.FUND,AT POST TER TA OSMANABAD-413509. If you are travelling from outside Ter, search for the branch on a maps application using the bank name and locality, or call 7774043389 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DCC032 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0DCC032 for Yes Bank – OSMANABAD DCC TER, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Osmanabad Dcc Ter branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0DCC032, however, work 24x7.
Branch address & contact
Yes BankOsmanabad Dcc Ter Branch
B.C.FUND,AT POST TER TA OSMANABAD-413509
Ter, Maharashtra
Phone: 7774043389
IFSC: YESB0DCC032
Frequently asked questions
Does Yes Bank Osmanabad Dcc Ter branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7774043389 to confirm.
How quickly will an NEFT transfer using YESB0DCC032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Osmanabad Dcc Ter reflect within 30 minutes.
Can I use IFSC YESB0DCC032 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0DCC032 to send funds instantly.
Where is Yes Bank Osmanabad Dcc Ter branch located?
Yes Bank's Osmanabad Dcc Ter branch is located at B.C.FUND,AT POST TER TA OSMANABAD-413509, Ter, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Osmanabad Dcc Ter branch but serve different purposes.
Is IFSC YESB0DCC032 the same for all accounts at Osmanabad Dcc Ter branch?
Yes. The IFSC YESB0DCC032 is shared by every account held at Yes Bank's Osmanabad Dcc Ter branch. Only the account number changes from customer to customer.
How do I add Yes Bank Osmanabad Dcc Ter as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0DCC032, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code YESB0DCC032 belongs to Yes Bank's OSMANABAD DCC TER branch, located at B.C.FUND,AT POST TER TA OSMANABAD-413509 in TER, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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