IFSC Code of Yes Bank, Eluri Cooperative Urban Bank Limited Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's ELURI COOPERATIVE URBAN BANK LIMITED branch in TENALI, ANDHRA PRADESH. The branch's IFSC code YESB0ECUB05 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – ELURI COOPERATIVE URBAN BANK LIMITED is YESB0ECUB05. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ECUB05 map to this branch in TENALI, ANDHRA PRADESH.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Eluri Cooperative Urban Bank Limited branch — IFSC YESB0ECUB05 — extends the bank's services to customers in and around Tenali, Andhra Pradesh.

About the Eluri Cooperative Urban Bank Limited branch

The Eluri Cooperative Urban Bank Limited branch of Yes Bank is situated at DOOR NO 22-21-15 DEVI CHOWK RAMA LINGESWARA RAO PETA TENALI 522201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0ECUB05 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ELURI COOPERATIVE URBAN BANK LIMITED branch came to be assigned the code YESB0ECUB05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0ECUB05, money simply cannot be routed to the ELURI COOPERATIVE URBAN BANK LIMITED branch electronically.

How to transfer money using IFSC YESB0ECUB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0ECUB05 across all three.

How to use IFSC YESB0ECUB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ELURI COOPERATIVE URBAN BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0ECUB05.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ELURI COOPERATIVE URBAN BANK LIMITED.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0ECUB05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – ELURI COOPERATIVE URBAN BANK LIMITED, ensure your bank's portal accepts IFSC YESB0ECUB05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank ELURI COOPERATIVE URBAN BANK LIMITED (IFSC YESB0ECUB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0ECUB05 in your mobile or internet banking app, and the money is credited to the ELURI COOPERATIVE URBAN BANK LIMITED branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Eluri Cooperative Urban Bank Limited

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0ECUB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ELURI COOPERATIVE URBAN BANK LIMITED is still linked to IFSC YESB0ECUB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0ECUB05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – ELURI COOPERATIVE URBAN BANK LIMITED is still mapped to IFSC YESB0ECUB05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0ECUB05 and the beneficiary's account number to complete the transfer.

Account types you can open at the Eluri Cooperative Urban Bank Limited branch

Once you have an account at Yes Bank – ELURI COOPERATIVE URBAN BANK LIMITED, the IFSC YESB0ECUB05 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Eluri Cooperative Urban Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8644-9701215222.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0ECUB05

MICR & cheque-truncation details

Cheques drawn on the Eluri Cooperative Urban Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0ECUB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0ECUB05

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the ELURI COOPERATIVE URBAN BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0ECUB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ELURI COOPERATIVE URBAN BANK LIMITED:

• The IFSC is exactly YESB0ECUB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ELURI COOPERATIVE URBAN BANK LIMITED as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Eluri Cooperative Urban Bank Limited branch sits at DOOR NO 22-21-15 DEVI CHOWK RAMA LINGESWARA RAO PETA TENALI 522201. If you are travelling from outside Tenali, search for the branch on a maps application using the bank name and locality, or call 8644-9701215222 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0ECUB05 and your account number.

Verifying IFSC YESB0ECUB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0ECUB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8644-9701215222.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Eluri Cooperative Urban Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0ECUB05, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0ECUB05 belongs to Yes Bank's ELURI COOPERATIVE URBAN BANK LIMITED branch, located at DOOR NO 22-21-15 DEVI CHOWK RAMA LINGESWARA RAO PETA TENALI 522201 in TENALI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.