IFSC Code of Yes Bank, The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch Branch, Gujarat

If you are searching for the IFSC code of Yes Bank, THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is YESB0SSBL10. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch, and detailed step-by-step guides for using the IFSC YESB0SSBL10 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH is YESB0SSBL10. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSBL10 map to this branch in SURAT, GUJARAT.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch — IFSC YESB0SSBL10 — extends the bank's services to customers in and around Surat, Gujarat.

Branch details at a glance

About this branch

The branch is located at 1,GOPAL PARK SOCIETY NR MINI VIRPURDHAM PALANPURE JAKATNAKA PALANPURE SURAT-395005. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0SSBL10 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH of Yes Bank — its own 11-character IFSC. The code YESB0SSBL10 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SSBL10 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch is mapped to IFSC YESB0SSBL10 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0SSBL10.

Products and services

Customers walking into the The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SSBL10

How to transfer money using IFSC YESB0SSBL10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SSBL10 across all three.

How to use IFSC YESB0SSBL10 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SSBL10.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0SSBL10

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH, ensure your bank's portal accepts IFSC YESB0SSBL10 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH, use IMPS. With IFSC YESB0SSBL10 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0SSBL10:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH is still linked to IFSC YESB0SSBL10.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch, the IFSC YESB0SSBL10 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0SSBL10

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SSBL10 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SSBL10 and the account number together uniquely identify the The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0SSBL10

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SSBL10.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch

The branch is located at 1,GOPAL PARK SOCIETY NR MINI VIRPURDHAM PALANPURE JAKATNAKA PALANPURE SURAT-395005, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch branch” — the verified location pin for IFSC YESB0SSBL10 should appear at the top of the results.
2. Confirm the branch is open by calling 261-6357690500 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SSBL10 and your account number.

Verifying IFSC YESB0SSBL10 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SSBL10 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 261-6357690500.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Sarvodaya Sahakari Bank Ltd Jahangirabad Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SSBL10 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SSBL10 is the IFSC code of Yes Bank, THE SARVODAYA SAHAKARI BANK LTD JAHANGIRABAD BRANCH branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.