IFSC Code of Yes Bank, Almora Zila Sahkari Bank Someshwar Branch, Uttarakhand

Use this page as a one-stop reference for everything related to Yes Bank's ALMORA ZILA SAHKARI BANK SOMESHWAR branch in SOMESHWAR, UTTARAKHAND. The branch's IFSC code YESB0AZSB20 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0AZSB20 is the IFSC of Yes Bank's ALMORA ZILA SAHKARI BANK SOMESHWAR branch. The format is fixed: YESB = bank code, 0 = reserved, AZSB20 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Almora Zila Sahkari Bank Someshwar branch in Someshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0AZSB20.

Branch details at a glance

About the Almora Zila Sahkari Bank Someshwar branch

The Almora Zila Sahkari Bank Someshwar branch of Yes Bank is situated at SOMESHWAR BRANCH, KAUSANI ROAD, SOMESHWAR - 263637. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0AZSB20 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ALMORA ZILA SAHKARI BANK SOMESHWAR branch came to be assigned the code YESB0AZSB20.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0AZSB20, money simply cannot be routed to the ALMORA ZILA SAHKARI BANK SOMESHWAR branch electronically.

Products and account variants supported

Every account opened at the Almora Zila Sahkari Bank Someshwar branch is mapped to IFSC YESB0AZSB20 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0AZSB20.

Banking services available

The Almora Zila Sahkari Bank Someshwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9411113159.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AZSB20

How to transfer money using IFSC YESB0AZSB20

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AZSB20 across all three.

How to use IFSC YESB0AZSB20 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ALMORA ZILA SAHKARI BANK SOMESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0AZSB20.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ALMORA ZILA SAHKARI BANK SOMESHWAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0AZSB20

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – ALMORA ZILA SAHKARI BANK SOMESHWAR, ensure your bank's portal accepts IFSC YESB0AZSB20 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank ALMORA ZILA SAHKARI BANK SOMESHWAR (IFSC YESB0AZSB20)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0AZSB20 in your mobile or internet banking app, and the money is credited to the ALMORA ZILA SAHKARI BANK SOMESHWAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Almora Zila Sahkari Bank Someshwar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0AZSB20:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALMORA ZILA SAHKARI BANK SOMESHWAR is still linked to IFSC YESB0AZSB20.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's ALMORA ZILA SAHKARI BANK SOMESHWAR branch, the IFSC YESB0AZSB20 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Almora Zila Sahkari Bank Someshwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AZSB20 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AZSB20 and the account number together uniquely identify the Almora Zila Sahkari Bank Someshwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0AZSB20

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – ALMORA ZILA SAHKARI BANK SOMESHWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0AZSB20.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Almora Zila Sahkari Bank Someshwar branch sits at SOMESHWAR BRANCH, KAUSANI ROAD, SOMESHWAR - 263637. If you are travelling from outside Someshwar, search for the branch on a maps application using the bank name and locality, or call 9411113159 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AZSB20 and your account number.

Verifying IFSC YESB0AZSB20 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0AZSB20 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9411113159.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Almora Zila Sahkari Bank Someshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0AZSB20, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0AZSB20 is the IFSC code of Yes Bank, ALMORA ZILA SAHKARI BANK SOMESHWAR branch, in SOMESHWAR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.