IFSC Code of Yes Bank, Ucb Lakhipur Sitapur Branch Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's UCB LAKHIPUR SITAPUR BRANCH branch in SITAPUR, UTTAR PRADESH. The branch's IFSC code YESB0LUBSTP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0LUBSTP is the IFSC of Yes Bank's UCB LAKHIPUR SITAPUR BRANCH branch. The format is fixed: YESB = bank code, 0 = reserved, LUBSTP = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Ucb Lakhipur Sitapur Branch branch in Sitapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0LUBSTP.

About this branch

The branch is located at HOUSE NO. 287, NEAR PURANI POLICE CHOWKI, MOH. TAMSENGUNJ, SITAPUR -261001. It serves the Sitapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0LUBSTP is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UCB LAKHIPUR SITAPUR BRANCH of Yes Bank — its own 11-character IFSC. The code YESB0LUBSTP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0LUBSTP the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ucb Lakhipur Sitapur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0LUBSTP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0LUBSTP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LUBSTP across all three.

How to use IFSC YESB0LUBSTP for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UCB LAKHIPUR SITAPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0LUBSTP.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UCB LAKHIPUR SITAPUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UCB LAKHIPUR SITAPUR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UCB LAKHIPUR SITAPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LUBSTP while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – UCB LAKHIPUR SITAPUR BRANCH, use IMPS. With IFSC YESB0LUBSTP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ucb Lakhipur Sitapur Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0LUBSTP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UCB LAKHIPUR SITAPUR BRANCH is still linked to IFSC YESB0LUBSTP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0LUBSTP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UCB LAKHIPUR SITAPUR BRANCH is still mapped to IFSC YESB0LUBSTP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0LUBSTP and the beneficiary's account number to complete the transfer.

Account types you can open at the Ucb Lakhipur Sitapur Branch branch

Once you have an account at Yes Bank – UCB LAKHIPUR SITAPUR BRANCH, the IFSC YESB0LUBSTP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ucb Lakhipur Sitapur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5872-251000.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LUBSTP

Online banking and IFSC YESB0LUBSTP

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UCB LAKHIPUR SITAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LUBSTP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ucb Lakhipur Sitapur Branch branch sits at HOUSE NO. 287, NEAR PURANI POLICE CHOWKI, MOH. TAMSENGUNJ, SITAPUR -261001. If you are travelling from outside Sitapur, search for the branch on a maps application using the bank name and locality, or call 5872-251000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0LUBSTP and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UCB LAKHIPUR SITAPUR BRANCH:

• The IFSC is exactly YESB0LUBSTP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UCB LAKHIPUR SITAPUR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Ucb Lakhipur Sitapur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LUBSTP continue to work without interruption.

Verifying IFSC YESB0LUBSTP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LUBSTP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5872-251000.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LUBSTP belongs to Yes Bank's UCB LAKHIPUR SITAPUR BRANCH branch, located at HOUSE NO. 287, NEAR PURANI POLICE CHOWKI, MOH. TAMSENGUNJ, SITAPUR -261001 in SITAPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.