IFSC Code of Yes Bank, Hcbl Coop Bank Sitapur Branch, Uttar Pradesh

If you are searching for the IFSC code of Yes Bank, HCBL COOP BANK SITAPUR branch in SITAPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is YESB0HCBL19. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HCBL COOP BANK SITAPUR branch, and detailed step-by-step guides for using the IFSC YESB0HCBL19 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's HCBL COOP BANK SITAPUR branch, the IFSC YESB0HCBL19 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and HCBL19 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hcbl Coop Bank Sitapur branch in Sitapur, Uttar Pradesh is part of this network and uses the IFSC code YESB0HCBL19 for all electronic settlement.

About the Hcbl Coop Bank Sitapur branch

The Hcbl Coop Bank Sitapur branch of Yes Bank is situated at 78, JAIL ROAD, SITAPUR - 261001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0HCBL19 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HCBL COOP BANK SITAPUR of Yes Bank — its own 11-character IFSC. The code YESB0HCBL19 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0HCBL19 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0HCBL19

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0HCBL19 across all three.

How to use IFSC YESB0HCBL19 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's HCBL COOP BANK SITAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0HCBL19.
4. Confirm the bank name auto-populates as Yes Bank and the branch as HCBL COOP BANK SITAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HCBL COOP BANK SITAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's HCBL COOP BANK SITAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0HCBL19 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank HCBL COOP BANK SITAPUR (IFSC YESB0HCBL19)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0HCBL19 in your mobile or internet banking app, and the money is credited to the HCBL COOP BANK SITAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hcbl Coop Bank Sitapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0HCBL19:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HCBL COOP BANK SITAPUR is still linked to IFSC YESB0HCBL19.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's HCBL COOP BANK SITAPUR branch, the IFSC YESB0HCBL19 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Hcbl Coop Bank Sitapur branch is mapped to IFSC YESB0HCBL19 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0HCBL19.

Products and services

Customers walking into the Hcbl Coop Bank Sitapur branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0HCBL19

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0HCBL19 and the account number together uniquely identify the Hcbl Coop Bank Sitapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0HCBL19

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the HCBL COOP BANK SITAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0HCBL19 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – HCBL COOP BANK SITAPUR:

• The IFSC is exactly YESB0HCBL19 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and HCBL COOP BANK SITAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hcbl Coop Bank Sitapur branch sits at 78, JAIL ROAD, SITAPUR - 261001. If you are travelling from outside Sitapur, search for the branch on a maps application using the bank name and locality, or call 9721112759 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0HCBL19 and your account number.

Verifying IFSC YESB0HCBL19 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0HCBL19 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9721112759.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hcbl Coop Bank Sitapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0HCBL19 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0HCBL19 belongs to Yes Bank's HCBL COOP BANK SITAPUR branch, located at 78, JAIL ROAD, SITAPUR - 261001 in SITAPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.