IFSC Code of Yes Bank, Ojhar Merchants Bank Sinnhar Branch, Maharashtra

Below are the complete branch details for Yes Bank, OJHAR MERCHANTS BANK SINNHAR branch, located in SINNAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0OMCB09. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0OMCB09 for Yes Bank – OJHAR MERCHANTS BANK SINNHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – OJHAR MERCHANTS BANK SINNHAR is YESB0OMCB09. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters OMCB09 map to this branch in SINNAR, MAHARASHTRA.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ojhar Merchants Bank Sinnhar branch — IFSC YESB0OMCB09 — extends the bank's services to customers in and around Sinnar, Maharashtra.

About the Ojhar Merchants Bank Sinnhar branch

The Ojhar Merchants Bank Sinnhar branch of Yes Bank is situated at KUBEL BLDG MAHALAXMI ROAD SIHHAR 422103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0OMCB09 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OJHAR MERCHANTS BANK SINNHAR of Yes Bank — its own 11-character IFSC. The code YESB0OMCB09 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0OMCB09 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0OMCB09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0OMCB09 across all three.

How to use IFSC YESB0OMCB09 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's OJHAR MERCHANTS BANK SINNHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0OMCB09.
4. Confirm the bank name auto-populates as Yes Bank and the branch as OJHAR MERCHANTS BANK SINNHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to OJHAR MERCHANTS BANK SINNHAR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's OJHAR MERCHANTS BANK SINNHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0OMCB09 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – OJHAR MERCHANTS BANK SINNHAR, use IMPS. With IFSC YESB0OMCB09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ojhar Merchants Bank Sinnhar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0OMCB09:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at OJHAR MERCHANTS BANK SINNHAR is still linked to IFSC YESB0OMCB09.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's OJHAR MERCHANTS BANK SINNHAR branch, the IFSC YESB0OMCB09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ojhar Merchants Bank Sinnhar branch is mapped to IFSC YESB0OMCB09 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0OMCB09.

Products and services

Customers walking into the Ojhar Merchants Bank Sinnhar branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0OMCB09

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0OMCB09 and the account number together uniquely identify the Ojhar Merchants Bank Sinnhar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0OMCB09

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the OJHAR MERCHANTS BANK SINNHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0OMCB09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – OJHAR MERCHANTS BANK SINNHAR:

• The IFSC is exactly YESB0OMCB09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and OJHAR MERCHANTS BANK SINNHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ojhar Merchants Bank Sinnhar branch sits at KUBEL BLDG MAHALAXMI ROAD SIHHAR 422103. If you are travelling from outside Sinnar, search for the branch on a maps application using the bank name and locality, or call 2551-221023 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0OMCB09 and your account number.

Verifying IFSC YESB0OMCB09 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0OMCB09 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2551-221023.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ojhar Merchants Bank Sinnhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0OMCB09, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0OMCB09 belongs to Yes Bank's OJHAR MERCHANTS BANK SINNHAR branch, located at KUBEL BLDG MAHALAXMI ROAD SIHHAR 422103 in SINNAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.