IFSC Code of Yes Bank, Ucb Lakhimpur Singhai Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, UCB LAKHIMPUR SINGHAI branch in SINGHAI. The 11-digit IFSC YESB0LUBSNG uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the UCB LAKHIMPUR SINGHAI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0LUBSNG is the IFSC of Yes Bank's UCB LAKHIMPUR SINGHAI branch. The format is fixed: YESB = bank code, 0 = reserved, LUBSNG = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ucb Lakhimpur Singhai branch — IFSC YESB0LUBSNG — extends the bank's services to customers in and around Singhai, Uttar Pradesh.

Branch details at a glance

Ucb Lakhimpur Singhai branch overview

Located at MAIN ROAD, SINGHAI, LAKHIMPUR KHERI - 262905, the Ucb Lakhimpur Singhai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0LUBSNG is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UCB LAKHIMPUR SINGHAI branch came to be assigned the code YESB0LUBSNG.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LUBSNG, money simply cannot be routed to the UCB LAKHIMPUR SINGHAI branch electronically.

Products and account variants supported

Every account opened at the Ucb Lakhimpur Singhai branch is mapped to IFSC YESB0LUBSNG on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0LUBSNG.

Banking services available

The Ucb Lakhimpur Singhai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9415168319.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LUBSNG

How to transfer money using IFSC YESB0LUBSNG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LUBSNG across all three.

NEFT to Yes Bank, UCB LAKHIMPUR SINGHAI using IFSC YESB0LUBSNG

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LUBSNG, and confirm that the system picks up Yes Bank – UCB LAKHIMPUR SINGHAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UCB LAKHIMPUR SINGHAI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UCB LAKHIMPUR SINGHAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LUBSNG while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank UCB LAKHIMPUR SINGHAI (IFSC YESB0LUBSNG)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LUBSNG in your mobile or internet banking app, and the money is credited to the UCB LAKHIMPUR SINGHAI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0LUBSNG for Yes Bank – UCB LAKHIMPUR SINGHAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ucb Lakhimpur Singhai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0LUBSNG

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UCB LAKHIMPUR SINGHAI is still mapped to IFSC YESB0LUBSNG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0LUBSNG and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0LUBSNG

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UCB LAKHIMPUR SINGHAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LUBSNG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0LUBSNG and the account number together uniquely identify the Ucb Lakhimpur Singhai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UCB LAKHIMPUR SINGHAI:

• The IFSC is exactly YESB0LUBSNG with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UCB LAKHIMPUR SINGHAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ucb Lakhimpur Singhai branch

The branch is located at MAIN ROAD, SINGHAI, LAKHIMPUR KHERI - 262905, which puts it inside Singhai, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Ucb Lakhimpur Singhai branch” — the verified location pin for IFSC YESB0LUBSNG should appear at the top of the results.
2. Confirm the branch is open by calling 9415168319 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0LUBSNG and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0LUBSNG for Yes Bank – UCB LAKHIMPUR SINGHAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ucb Lakhimpur Singhai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LUBSNG continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0LUBSNG is the IFSC code of Yes Bank, UCB LAKHIMPUR SINGHAI branch, in SINGHAI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.