IFSC Code of Yes Bank, Nagar Sahkari Bank Shyamdeurwa Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's NAGAR SAHKARI BANK SHYAMDEURWA branch in SHYAMDEURWA, UTTAR PRADESH. The branch's IFSC code YESB0NSB013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA is YESB0NSB013. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NSB013 map to this branch in SHYAMDEURWA, UTTAR PRADESH.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagar Sahkari Bank Shyamdeurwa branch — IFSC YESB0NSB013 — extends the bank's services to customers in and around Shyamdeurwa, Uttar Pradesh.

Branch details at a glance

About the Nagar Sahkari Bank Shyamdeurwa branch

The Nagar Sahkari Bank Shyamdeurwa branch of Yes Bank is situated at SHYAMDEURWA, SHYAMDEURWA BAZAR, NEAR THANA, GORAKHPUR ROAD, MAHARAJGANJ - 273306. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0NSB013 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NAGAR SAHKARI BANK SHYAMDEURWA branch came to be assigned the code YESB0NSB013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0NSB013, money simply cannot be routed to the NAGAR SAHKARI BANK SHYAMDEURWA branch electronically.

Products and account variants supported

Every account opened at the Nagar Sahkari Bank Shyamdeurwa branch is mapped to IFSC YESB0NSB013 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0NSB013.

Products and services

Customers walking into the Nagar Sahkari Bank Shyamdeurwa branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0NSB013

How to transfer money using IFSC YESB0NSB013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NSB013 across all three.

NEFT to Yes Bank, NAGAR SAHKARI BANK SHYAMDEURWA using IFSC YESB0NSB013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0NSB013, and confirm that the system picks up Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0NSB013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA, ensure your bank's portal accepts IFSC YESB0NSB013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA, use IMPS. With IFSC YESB0NSB013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NSB013 for Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagar Sahkari Bank Shyamdeurwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0NSB013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA is still mapped to IFSC YESB0NSB013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NSB013 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Nagar Sahkari Bank Shyamdeurwa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0NSB013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0NSB013 and the account number together uniquely identify the Nagar Sahkari Bank Shyamdeurwa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA:

• The IFSC is exactly YESB0NSB013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and NAGAR SAHKARI BANK SHYAMDEURWA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nagar Sahkari Bank Shyamdeurwa branch sits at SHYAMDEURWA, SHYAMDEURWA BAZAR, NEAR THANA, GORAKHPUR ROAD, MAHARAJGANJ - 273306. If you are travelling from outside Shyamdeurwa, search for the branch on a maps application using the bank name and locality, or call 9839987749 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0NSB013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NSB013 for Yes Bank – NAGAR SAHKARI BANK SHYAMDEURWA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nagar Sahkari Bank Shyamdeurwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NSB013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0NSB013 belongs to Yes Bank's NAGAR SAHKARI BANK SHYAMDEURWA branch, located at SHYAMDEURWA, SHYAMDEURWA BAZAR, NEAR THANA, GORAKHPUR ROAD, MAHARAJGANJ - 273306 in SHYAMDEURWA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.