IFSC Code of Yes Bank, Sarjeraodada Naik Shirala Sahkari Bank Head Office Branch, Maharashtra

Below are the complete branch details for Yes Bank, SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch, located in SHIRALA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0SDNB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0SDNB01 for Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0SDNB01 is the IFSC of Yes Bank's SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch. The format is fixed: YESB = bank code, 0 = reserved, SDNB01 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sarjeraodada Naik Shirala Sahkari Bank Head Office branch in Shirala, Maharashtra is part of this network and uses the IFSC code YESB0SDNB01 for all electronic settlement.

Branch details at a glance

About the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch

The Sarjeraodada Naik Shirala Sahkari Bank Head Office branch of Yes Bank is situated at NINAI HEIGHTS,KAPARI NAKA, SHIRALA, SANGLI - 415408. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0SDNB01 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE of Yes Bank — its own 11-character IFSC. The code YESB0SDNB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SDNB01 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch

Once you have an account at Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE, the IFSC YESB0SDNB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sarjeraodada Naik Shirala Sahkari Bank Head Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2345-272194.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0SDNB01

How to transfer money using IFSC YESB0SDNB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SDNB01 across all three.

NEFT to Yes Bank, SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE using IFSC YESB0SDNB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0SDNB01, and confirm that the system picks up Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SDNB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE (IFSC YESB0SDNB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SDNB01 in your mobile or internet banking app, and the money is credited to the SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SDNB01 for Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch, the IFSC YESB0SDNB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0SDNB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0SDNB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC YESB0SDNB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SDNB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sarjeraodada Naik Shirala Sahkari Bank Head Office branch

The branch is located at NINAI HEIGHTS,KAPARI NAKA, SHIRALA, SANGLI - 415408, which puts it inside Shirala, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Sarjeraodada Naik Shirala Sahkari Bank Head Office branch” — the verified location pin for IFSC YESB0SDNB01 should appear at the top of the results.
2. Confirm the branch is open by calling 2345-272194 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SDNB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0SDNB01 for Yes Bank – SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sarjeraodada Naik Shirala Sahkari Bank Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SDNB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0SDNB01 belongs to Yes Bank's SARJERAODADA NAIK SHIRALA SAHKARI BANK HEAD OFFICE branch, located at NINAI HEIGHTS,KAPARI NAKA, SHIRALA, SANGLI - 415408 in SHIRALA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.