IFSC Code of Yes Bank, The Ap Mahajans Cooperative Urban Bank Limited Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch in SECUNDERABAD. The 11-digit IFSC YESB0APMCUB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch, the IFSC YESB0APMCUB breaks down as follows: YESB identifies the bank, 0 is the reserved character, and APMCUB identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Ap Mahajans Cooperative Urban Bank Limited branch — IFSC YESB0APMCUB — extends the bank's services to customers in and around Secunderabad, Telangana.

Branch details at a glance

About this branch

The branch is located at 7-3-210, GROUND FLOOR, GHASMANDI MAIN ROAD,SECUNDERABAD- 500003. It serves the Secunderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0APMCUB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch came to be assigned the code YESB0APMCUB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0APMCUB, money simply cannot be routed to the THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch electronically.

Account types you can open at the The Ap Mahajans Cooperative Urban Bank Limited branch

Once you have an account at Yes Bank – THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED, the IFSC YESB0APMCUB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Ap Mahajans Cooperative Urban Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-27705120.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0APMCUB

How to transfer money using IFSC YESB0APMCUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0APMCUB across all three.

How to use IFSC YESB0APMCUB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0APMCUB.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0APMCUB while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED (IFSC YESB0APMCUB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0APMCUB in your mobile or internet banking app, and the money is credited to the THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Ap Mahajans Cooperative Urban Bank Limited

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0APMCUB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED is still linked to IFSC YESB0APMCUB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0APMCUB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED is still mapped to IFSC YESB0APMCUB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0APMCUB and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0APMCUB

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0APMCUB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0APMCUB and the account number together uniquely identify the The Ap Mahajans Cooperative Urban Bank Limited branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED:

• The IFSC is exactly YESB0APMCUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Ap Mahajans Cooperative Urban Bank Limited branch sits at 7-3-210, GROUND FLOOR, GHASMANDI MAIN ROAD,SECUNDERABAD- 500003. If you are travelling from outside Secunderabad, search for the branch on a maps application using the bank name and locality, or call 40-27705120 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0APMCUB and your account number.

Verifying IFSC YESB0APMCUB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0APMCUB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-27705120.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Ap Mahajans Cooperative Urban Bank Limited are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0APMCUB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0APMCUB is the IFSC code of Yes Bank, THE AP MAHAJANS COOPERATIVE URBAN BANK LIMITED branch, in SECUNDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.