IFSC Code of Yes Bank, Satana Merchants Coop Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, SATANA MERCHANTS COOP BANK LTD branch in SATANA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0TSMCBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SATANA MERCHANTS COOP BANK LTD branch, and detailed step-by-step guides for using the IFSC YESB0TSMCBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – SATANA MERCHANTS COOP BANK LTD is YESB0TSMCBL. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TSMCBL map to this branch in SATANA, MAHARASHTRA.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Satana Merchants Coop Bank Ltd branch in Satana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0TSMCBL.

About this branch

The branch is located at HEAD OFFICE DHANALAXMI TAHARABAD ROAD, SATANA(DIST NASIK) MAHARASHTRA -423301. It serves the Satana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0TSMCBL is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SATANA MERCHANTS COOP BANK LTD branch came to be assigned the code YESB0TSMCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0TSMCBL, money simply cannot be routed to the SATANA MERCHANTS COOP BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Satana Merchants Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0TSMCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0TSMCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TSMCBL across all three.

NEFT to Yes Bank, SATANA MERCHANTS COOP BANK LTD using IFSC YESB0TSMCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0TSMCBL, and confirm that the system picks up Yes Bank – SATANA MERCHANTS COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SATANA MERCHANTS COOP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SATANA MERCHANTS COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0TSMCBL while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank SATANA MERCHANTS COOP BANK LTD (IFSC YESB0TSMCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0TSMCBL in your mobile or internet banking app, and the money is credited to the SATANA MERCHANTS COOP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0TSMCBL for Yes Bank – SATANA MERCHANTS COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Satana Merchants Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0TSMCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SATANA MERCHANTS COOP BANK LTD is still mapped to IFSC YESB0TSMCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0TSMCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Satana Merchants Coop Bank Ltd branch is mapped to IFSC YESB0TSMCBL on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0TSMCBL.

Products and services

Customers walking into the Satana Merchants Coop Bank Ltd branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0TSMCBL

Digital banking channels

Most day-to-day work that customers used to do at the Satana Merchants Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0TSMCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Satana Merchants Coop Bank Ltd branch

The branch is located at HEAD OFFICE DHANALAXMI TAHARABAD ROAD, SATANA(DIST NASIK) MAHARASHTRA -423301, which puts it inside Satana, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Satana Merchants Coop Bank Ltd branch” — the verified location pin for IFSC YESB0TSMCBL should appear at the top of the results.
2. Confirm the branch is open by calling 2555-223747 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0TSMCBL and your account number.

Common mistakes to avoid when using IFSC YESB0TSMCBL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SATANA MERCHANTS COOP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0TSMCBL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Satana Merchants Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0TSMCBL continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0TSMCBL for Yes Bank – SATANA MERCHANTS COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0TSMCBL is the IFSC code of Yes Bank, SATANA MERCHANTS COOP BANK LTD branch, in SATANA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.