IFSC Code of Yes Bank, Ahmednagar Zpss Bank Sangamner Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch in SANGAMNER, MAHARASHTRA. The branch's IFSC code YESB0APSB02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch, the IFSC YESB0APSB02 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and APSB02 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Zpss Bank Sangamner branch in Sangamner, Maharashtra is part of this network and uses the IFSC code YESB0APSB02 for all electronic settlement.

Branch details at a glance

Ahmednagar Zpss Bank Sangamner branch overview

Located at MURALI SHAKUNTAL COPLEX OPP MKT YARD SANGAMNER AHMEDNAGAR 422605, the Ahmednagar Zpss Bank Sangamner branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0APSB02 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch came to be assigned the code YESB0APSB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0APSB02, money simply cannot be routed to the AHMEDNAGAR ZPSS BANK SANGAMNER branch electronically.

Products and account variants supported

Every account opened at the Ahmednagar Zpss Bank Sangamner branch is mapped to IFSC YESB0APSB02 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0APSB02.

Products and services

Customers walking into the Ahmednagar Zpss Bank Sangamner branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0APSB02

How to transfer money using IFSC YESB0APSB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0APSB02 across all three.

NEFT to Yes Bank, AHMEDNAGAR ZPSS BANK SANGAMNER using IFSC YESB0APSB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0APSB02, and confirm that the system picks up Yes Bank – AHMEDNAGAR ZPSS BANK SANGAMNER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AHMEDNAGAR ZPSS BANK SANGAMNER

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0APSB02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – AHMEDNAGAR ZPSS BANK SANGAMNER, use IMPS. With IFSC YESB0APSB02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0APSB02 for Yes Bank – AHMEDNAGAR ZPSS BANK SANGAMNER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Zpss Bank Sangamner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch, the IFSC YESB0APSB02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0APSB02

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the AHMEDNAGAR ZPSS BANK SANGAMNER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0APSB02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ahmednagar Zpss Bank Sangamner branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0APSB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – AHMEDNAGAR ZPSS BANK SANGAMNER:

• The IFSC is exactly YESB0APSB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and AHMEDNAGAR ZPSS BANK SANGAMNER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ahmednagar Zpss Bank Sangamner branch

The branch is located at MURALI SHAKUNTAL COPLEX OPP MKT YARD SANGAMNER AHMEDNAGAR 422605, which puts it inside Sangamner, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Ahmednagar Zpss Bank Sangamner branch” — the verified location pin for IFSC YESB0APSB02 should appear at the top of the results.
2. Confirm the branch is open by calling 2425-225834 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0APSB02 and your account number.

Verifying IFSC YESB0APSB02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0APSB02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2425-225834.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ahmednagar Zpss Bank Sangamner are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0APSB02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0APSB02 belongs to Yes Bank's AHMEDNAGAR ZPSS BANK SANGAMNER branch, located at MURALI SHAKUNTAL COPLEX OPP MKT YARD SANGAMNER AHMEDNAGAR 422605 in SANGAMNER, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.