IFSC Code of Yes Bank, Nashik Rd Deolali Bank Saikheda Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, NASHIK RD DEOLALI BANK SAIKHEDA branch in SAIKHEDA. The 11-digit IFSC YESB0NRDB22 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the NASHIK RD DEOLALI BANK SAIKHEDA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's NASHIK RD DEOLALI BANK SAIKHEDA branch, the IFSC YESB0NRDB22 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and NRDB22 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Nashik Rd Deolali Bank Saikheda branch in Saikheda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0NRDB22.

Branch details at a glance

Nashik Rd Deolali Bank Saikheda branch overview

Located at OLD SAIKHEDA ROAD JAIL ROAD NASHIK ROAD NASHIK 422101, the Nashik Rd Deolali Bank Saikheda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0NRDB22 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NASHIK RD DEOLALI BANK SAIKHEDA of Yes Bank — its own 11-character IFSC. The code YESB0NRDB22 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0NRDB22 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Nashik Rd Deolali Bank Saikheda branch

Once you have an account at Yes Bank – NASHIK RD DEOLALI BANK SAIKHEDA, the IFSC YESB0NRDB22 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Nashik Rd Deolali Bank Saikheda branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0NRDB22

How to transfer money using IFSC YESB0NRDB22

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NRDB22 across all three.

How to use IFSC YESB0NRDB22 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's NASHIK RD DEOLALI BANK SAIKHEDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0NRDB22.
4. Confirm the bank name auto-populates as Yes Bank and the branch as NASHIK RD DEOLALI BANK SAIKHEDA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NASHIK RD DEOLALI BANK SAIKHEDA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's NASHIK RD DEOLALI BANK SAIKHEDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0NRDB22 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – NASHIK RD DEOLALI BANK SAIKHEDA, use IMPS. With IFSC YESB0NRDB22 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NRDB22 for Yes Bank – NASHIK RD DEOLALI BANK SAIKHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nashik Rd Deolali Bank Saikheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0NRDB22

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NASHIK RD DEOLALI BANK SAIKHEDA is still mapped to IFSC YESB0NRDB22. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NRDB22 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0NRDB22

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the NASHIK RD DEOLALI BANK SAIKHEDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0NRDB22 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nashik Rd Deolali Bank Saikheda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0NRDB22 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – NASHIK RD DEOLALI BANK SAIKHEDA:

• The IFSC is exactly YESB0NRDB22 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and NASHIK RD DEOLALI BANK SAIKHEDA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nashik Rd Deolali Bank Saikheda branch sits at OLD SAIKHEDA ROAD JAIL ROAD NASHIK ROAD NASHIK 422101. If you are travelling from outside Saikheda, search for the branch on a maps application using the bank name and locality, or call 9423965646 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0NRDB22 and your account number.

Verifying IFSC YESB0NRDB22 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0NRDB22 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9423965646.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nashik Rd Deolali Bank Saikheda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NRDB22 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0NRDB22 is the IFSC code of Yes Bank, NASHIK RD DEOLALI BANK SAIKHEDA branch, in SAIKHEDA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.