IFSC Code of Yes Bank, Almora Zila Sahkari Bank Ranikhet Branch, Uttarakhand

Use this page as a one-stop reference for everything related to Yes Bank's ALMORA ZILA SAHKARI BANK RANIKHET branch in RANIKHET, UTTARAKHAND. The branch's IFSC code YESB0AZSB26 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's ALMORA ZILA SAHKARI BANK RANIKHET branch, the IFSC YESB0AZSB26 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and AZSB26 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Almora Zila Sahkari Bank Ranikhet branch — IFSC YESB0AZSB26 — extends the bank's services to customers in and around Ranikhet, Uttarakhand.

About the Almora Zila Sahkari Bank Ranikhet branch

The Almora Zila Sahkari Bank Ranikhet branch of Yes Bank is situated at RANIKHET BRANCH, SADAR BAZAR, RANIKHET - 263645. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0AZSB26 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ALMORA ZILA SAHKARI BANK RANIKHET branch came to be assigned the code YESB0AZSB26.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0AZSB26, money simply cannot be routed to the ALMORA ZILA SAHKARI BANK RANIKHET branch electronically.

How to transfer money using IFSC YESB0AZSB26

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AZSB26 across all three.

How to use IFSC YESB0AZSB26 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ALMORA ZILA SAHKARI BANK RANIKHET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0AZSB26.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ALMORA ZILA SAHKARI BANK RANIKHET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0AZSB26

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – ALMORA ZILA SAHKARI BANK RANIKHET, ensure your bank's portal accepts IFSC YESB0AZSB26 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank ALMORA ZILA SAHKARI BANK RANIKHET (IFSC YESB0AZSB26)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0AZSB26 in your mobile or internet banking app, and the money is credited to the ALMORA ZILA SAHKARI BANK RANIKHET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0AZSB26 for Yes Bank – ALMORA ZILA SAHKARI BANK RANIKHET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Almora Zila Sahkari Bank Ranikhet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0AZSB26

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – ALMORA ZILA SAHKARI BANK RANIKHET is still mapped to IFSC YESB0AZSB26. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0AZSB26 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Almora Zila Sahkari Bank Ranikhet branch is mapped to IFSC YESB0AZSB26 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0AZSB26.

Products and services

Customers walking into the Almora Zila Sahkari Bank Ranikhet branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0AZSB26

MICR & cheque-truncation details

Cheques drawn on the Almora Zila Sahkari Bank Ranikhet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0AZSB26 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Almora Zila Sahkari Bank Ranikhet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AZSB26 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ALMORA ZILA SAHKARI BANK RANIKHET:

• The IFSC is exactly YESB0AZSB26 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ALMORA ZILA SAHKARI BANK RANIKHET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Almora Zila Sahkari Bank Ranikhet branch sits at RANIKHET BRANCH, SADAR BAZAR, RANIKHET - 263645. If you are travelling from outside Ranikhet, search for the branch on a maps application using the bank name and locality, or call 9411113159 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AZSB26 and your account number.

Verifying IFSC YESB0AZSB26 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0AZSB26 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9411113159.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Almora Zila Sahkari Bank Ranikhet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0AZSB26 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0AZSB26 is the IFSC code of Yes Bank, ALMORA ZILA SAHKARI BANK RANIKHET branch, in RANIKHET, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.