IFSC Code of Yes Bank, Shri Kanyaka Nagari Sahakari Bank Rajura Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch in RAJURA, MAHARASHTRA. The branch's IFSC code YESB0SKNS14 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch, the IFSC YESB0SKNS14 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and SKNS14 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Kanyaka Nagari Sahakari Bank Rajura branch in Rajura, Maharashtra is part of this network and uses the IFSC code YESB0SKNS14 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SWAYAMVAR MANGAL KARYALAY RAJURA CHANDRAPUR442905. It serves the Rajura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0SKNS14 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch came to be assigned the code YESB0SKNS14.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0SKNS14, money simply cannot be routed to the SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch electronically.

Account types you can open at the Shri Kanyaka Nagari Sahakari Bank Rajura branch

Once you have an account at Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA, the IFSC YESB0SKNS14 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shri Kanyaka Nagari Sahakari Bank Rajura branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SKNS14

How to transfer money using IFSC YESB0SKNS14

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SKNS14 across all three.

NEFT to Yes Bank, SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA using IFSC YESB0SKNS14

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0SKNS14, and confirm that the system picks up Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SKNS14 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA, use IMPS. With IFSC YESB0SKNS14 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SKNS14 for Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Kanyaka Nagari Sahakari Bank Rajura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch, the IFSC YESB0SKNS14 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0SKNS14

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SKNS14 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SKNS14 and the account number together uniquely identify the Shri Kanyaka Nagari Sahakari Bank Rajura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0SKNS14

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SKNS14.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shri Kanyaka Nagari Sahakari Bank Rajura branch

The branch is located at SWAYAMVAR MANGAL KARYALAY RAJURA CHANDRAPUR442905, which puts it inside Rajura, the broader Chandrapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Shri Kanyaka Nagari Sahakari Bank Rajura branch” — the verified location pin for IFSC YESB0SKNS14 should appear at the top of the results.
2. Confirm the branch is open by calling 7173-222773 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SKNS14 and your account number.

Verifying IFSC YESB0SKNS14 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SKNS14 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7173-222773.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shri Kanyaka Nagari Sahakari Bank Rajura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SKNS14 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0SKNS14 belongs to Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK RAJURA branch, located at SWAYAMVAR MANGAL KARYALAY RAJURA CHANDRAPUR442905 in RAJURA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.