IFSC Code of Yes Bank, The Rajkot Commercial Co-Operative Bank Ltd Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch in RAJKOT, GUJARAT. The branch's IFSC code YESB00RCCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch, the IFSC YESB00RCCBL breaks down as follows: YESB identifies the bank, 0 is the reserved character, and 0RCCBL identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Rajkot Commercial Co-Operative Bank Ltd branch in Rajkot, Gujarat is part of this network and uses the IFSC code YESB00RCCBL for all electronic settlement.

About this branch

The branch is located at SUVIDHA CHANDULAL BUCH MARG, BH MAHATMA GANDHI VIDYALAYA, RAJKOT 360001. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB00RCCBL is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD of Yes Bank — its own 11-character IFSC. The code YESB00RCCBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB00RCCBL the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB00RCCBL and the account number together uniquely identify the The Rajkot Commercial Co-Operative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB00RCCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB00RCCBL across all three.

How to use IFSC YESB00RCCBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB00RCCBL.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB00RCCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD, ensure your bank's portal accepts IFSC YESB00RCCBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD (IFSC YESB00RCCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB00RCCBL in your mobile or internet banking app, and the money is credited to the THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Rajkot Commercial Co-Operative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB00RCCBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD is still linked to IFSC YESB00RCCBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB00RCCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD is still mapped to IFSC YESB00RCCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB00RCCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Rajkot Commercial Co-Operative Bank Ltd branch is mapped to IFSC YESB00RCCBL on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB00RCCBL.

Banking services available

The The Rajkot Commercial Co-Operative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-2238946.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB00RCCBL

Online banking and IFSC YESB00RCCBL

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB00RCCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Rajkot Commercial Co-Operative Bank Ltd branch sits at SUVIDHA CHANDULAL BUCH MARG, BH MAHATMA GANDHI VIDYALAYA, RAJKOT 360001. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 281-2238946 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB00RCCBL and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD:

• The IFSC is exactly YESB00RCCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Rajkot Commercial Co-Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB00RCCBL continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB00RCCBL for Yes Bank – THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB00RCCBL is the IFSC code of Yes Bank, THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTD branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.