IFSC Code of Yes Bank, Shree Dharati Coop Bank Kalawad Road Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's SHREE DHARATI COOP BANK KALAWAD ROAD branch in RAJKOT, GUJARAT. The branch's IFSC code YESB0SDB006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHREE DHARATI COOP BANK KALAWAD ROAD branch, the IFSC YESB0SDB006 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and SDB006 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shree Dharati Coop Bank Kalawad Road branch — IFSC YESB0SDB006 — extends the bank's services to customers in and around Rajkot, Gujarat.

Branch details at a glance

Shree Dharati Coop Bank Kalawad Road branch overview

Located at THE EMORIA COMPLEX, 1ST FLOOR, KALAWAD ROAD, RAJKOT - 360005, the Shree Dharati Coop Bank Kalawad Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0SDB006 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHREE DHARATI COOP BANK KALAWAD ROAD branch came to be assigned the code YESB0SDB006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0SDB006, money simply cannot be routed to the SHREE DHARATI COOP BANK KALAWAD ROAD branch electronically.

Account types you can open at the Shree Dharati Coop Bank Kalawad Road branch

Once you have an account at Yes Bank – SHREE DHARATI COOP BANK KALAWAD ROAD, the IFSC YESB0SDB006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shree Dharati Coop Bank Kalawad Road branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SDB006

How to transfer money using IFSC YESB0SDB006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SDB006 across all three.

How to use IFSC YESB0SDB006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SHREE DHARATI COOP BANK KALAWAD ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SDB006.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SHREE DHARATI COOP BANK KALAWAD ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0SDB006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHREE DHARATI COOP BANK KALAWAD ROAD, ensure your bank's portal accepts IFSC YESB0SDB006 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHREE DHARATI COOP BANK KALAWAD ROAD (IFSC YESB0SDB006)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SDB006 in your mobile or internet banking app, and the money is credited to the SHREE DHARATI COOP BANK KALAWAD ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SDB006 for Yes Bank – SHREE DHARATI COOP BANK KALAWAD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shree Dharati Coop Bank Kalawad Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0SDB006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SHREE DHARATI COOP BANK KALAWAD ROAD is still mapped to IFSC YESB0SDB006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0SDB006 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0SDB006

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE DHARATI COOP BANK KALAWAD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SDB006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shree Dharati Coop Bank Kalawad Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0SDB006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHREE DHARATI COOP BANK KALAWAD ROAD:

• The IFSC is exactly YESB0SDB006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHREE DHARATI COOP BANK KALAWAD ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shree Dharati Coop Bank Kalawad Road branch

The branch is located at THE EMORIA COMPLEX, 1ST FLOOR, KALAWAD ROAD, RAJKOT - 360005, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Shree Dharati Coop Bank Kalawad Road branch” — the verified location pin for IFSC YESB0SDB006 should appear at the top of the results.
2. Confirm the branch is open by calling 281-223037 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SDB006 and your account number.

Verifying IFSC YESB0SDB006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SDB006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 281-223037.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shree Dharati Coop Bank Kalawad Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SDB006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SDB006 is the IFSC code of Yes Bank, SHREE DHARATI COOP BANK KALAWAD ROAD branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.