IFSC Code of Yes Bank, Laxmi Mahila Nag Sah Bank HO Branch, Chhatisgarh

Use this page as a one-stop reference for everything related to Yes Bank's LAXMI MAHILA NAG SAH BANK HO branch in RAIPUR, CHHATISGARH. The branch's IFSC code YESB0LMNSB2 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's LAXMI MAHILA NAG SAH BANK HO branch, the IFSC YESB0LMNSB2 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and LMNSB2 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Laxmi Mahila Nag Sah Bank HO branch in Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0LMNSB2.

About the Laxmi Mahila Nag Sah Bank HO branch

The Laxmi Mahila Nag Sah Bank HO branch of Yes Bank is situated at 1ST FLOOR MILLENNIUM PLAZA G.E ROAD RAIPUR - 492001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0LMNSB2 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's LAXMI MAHILA NAG SAH BANK HO branch came to be assigned the code YESB0LMNSB2.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LMNSB2, money simply cannot be routed to the LAXMI MAHILA NAG SAH BANK HO branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0LMNSB2 and the account number together uniquely identify the Laxmi Mahila Nag Sah Bank HO branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0LMNSB2

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LMNSB2 across all three.

NEFT to Yes Bank, LAXMI MAHILA NAG SAH BANK HO using IFSC YESB0LMNSB2

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LMNSB2, and confirm that the system picks up Yes Bank – LAXMI MAHILA NAG SAH BANK HO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0LMNSB2

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – LAXMI MAHILA NAG SAH BANK HO, ensure your bank's portal accepts IFSC YESB0LMNSB2 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – LAXMI MAHILA NAG SAH BANK HO, use IMPS. With IFSC YESB0LMNSB2 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0LMNSB2 for Yes Bank – LAXMI MAHILA NAG SAH BANK HO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Laxmi Mahila Nag Sah Bank HO branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's LAXMI MAHILA NAG SAH BANK HO branch, the IFSC YESB0LMNSB2 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Laxmi Mahila Nag Sah Bank HO branch

Once you have an account at Yes Bank – LAXMI MAHILA NAG SAH BANK HO, the IFSC YESB0LMNSB2 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Laxmi Mahila Nag Sah Bank HO branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 771-4035412.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LMNSB2

Online banking and IFSC YESB0LMNSB2

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the LAXMI MAHILA NAG SAH BANK HO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LMNSB2 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Laxmi Mahila Nag Sah Bank HO branch sits at 1ST FLOOR MILLENNIUM PLAZA G.E ROAD RAIPUR - 492001. If you are travelling from outside Raipur, search for the branch on a maps application using the bank name and locality, or call 771-4035412 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0LMNSB2 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – LAXMI MAHILA NAG SAH BANK HO:

• The IFSC is exactly YESB0LMNSB2 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and LAXMI MAHILA NAG SAH BANK HO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Laxmi Mahila Nag Sah Bank HO branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0LMNSB2, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0LMNSB2 for Yes Bank – LAXMI MAHILA NAG SAH BANK HO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LMNSB2 belongs to Yes Bank's LAXMI MAHILA NAG SAH BANK HO branch, located at 1ST FLOOR MILLENNIUM PLAZA G.E ROAD RAIPUR - 492001 in RAIPUR, CHHATISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.