IFSC Code of Yes Bank, Laxmi Mahila Nag Sah Bank Gudhiyari Branch, Chhatisgarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, LAXMI MAHILA NAG SAH BANK GUDHIYARI branch in RAIPUR. The 11-digit IFSC YESB0LMNSB3 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the LAXMI MAHILA NAG SAH BANK GUDHIYARI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0LMNSB3 is the IFSC of Yes Bank's LAXMI MAHILA NAG SAH BANK GUDHIYARI branch. The format is fixed: YESB = bank code, 0 = reserved, LMNSB3 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Laxmi Mahila Nag Sah Bank Gudhiyari branch — IFSC YESB0LMNSB3 — extends the bank's services to customers in and around Raipur, Chhatisgarh.

About the Laxmi Mahila Nag Sah Bank Gudhiyari branch

The Laxmi Mahila Nag Sah Bank Gudhiyari branch of Yes Bank is situated at NEAR MAHAVIN SCHOOL,RAIPUR - 492001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0LMNSB3 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's LAXMI MAHILA NAG SAH BANK GUDHIYARI branch came to be assigned the code YESB0LMNSB3.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LMNSB3, money simply cannot be routed to the LAXMI MAHILA NAG SAH BANK GUDHIYARI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Laxmi Mahila Nag Sah Bank Gudhiyari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0LMNSB3 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0LMNSB3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LMNSB3 across all three.

NEFT to Yes Bank, LAXMI MAHILA NAG SAH BANK GUDHIYARI using IFSC YESB0LMNSB3

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LMNSB3, and confirm that the system picks up Yes Bank – LAXMI MAHILA NAG SAH BANK GUDHIYARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LAXMI MAHILA NAG SAH BANK GUDHIYARI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's LAXMI MAHILA NAG SAH BANK GUDHIYARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LMNSB3 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank LAXMI MAHILA NAG SAH BANK GUDHIYARI (IFSC YESB0LMNSB3)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LMNSB3 in your mobile or internet banking app, and the money is credited to the LAXMI MAHILA NAG SAH BANK GUDHIYARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0LMNSB3 for Yes Bank – LAXMI MAHILA NAG SAH BANK GUDHIYARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Laxmi Mahila Nag Sah Bank Gudhiyari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0LMNSB3

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – LAXMI MAHILA NAG SAH BANK GUDHIYARI is still mapped to IFSC YESB0LMNSB3. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0LMNSB3 and the beneficiary's account number to complete the transfer.

Account types you can open at the Laxmi Mahila Nag Sah Bank Gudhiyari branch

Once you have an account at Yes Bank – LAXMI MAHILA NAG SAH BANK GUDHIYARI, the IFSC YESB0LMNSB3 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Laxmi Mahila Nag Sah Bank Gudhiyari branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0LMNSB3

Online banking and IFSC YESB0LMNSB3

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the LAXMI MAHILA NAG SAH BANK GUDHIYARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LMNSB3 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Laxmi Mahila Nag Sah Bank Gudhiyari branch

The branch is located at NEAR MAHAVIN SCHOOL,RAIPUR - 492001, which puts it inside Raipur, the broader Raipur district, and the state of Chhatisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Laxmi Mahila Nag Sah Bank Gudhiyari branch” — the verified location pin for IFSC YESB0LMNSB3 should appear at the top of the results.
2. Confirm the branch is open by calling 771-4035412 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0LMNSB3 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – LAXMI MAHILA NAG SAH BANK GUDHIYARI:

• The IFSC is exactly YESB0LMNSB3 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and LAXMI MAHILA NAG SAH BANK GUDHIYARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Laxmi Mahila Nag Sah Bank Gudhiyari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LMNSB3 continue to work without interruption.

Verifying IFSC YESB0LMNSB3 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LMNSB3 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 771-4035412.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LMNSB3 belongs to Yes Bank's LAXMI MAHILA NAG SAH BANK GUDHIYARI branch, located at NEAR MAHAVIN SCHOOL,RAIPUR - 492001 in RAIPUR, CHHATISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.