IFSC Code of Yes Bank, Vidya Sahakari Bank Ltd Gultekdi Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, VIDYA SAHAKARI BANK LTD GULTEKDI branch in PUNE. The 11-digit IFSC YESB0VID011 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the VIDYA SAHAKARI BANK LTD GULTEKDI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0VID011 is the IFSC of Yes Bank's VIDYA SAHAKARI BANK LTD GULTEKDI branch. The format is fixed: YESB = bank code, 0 = reserved, VID011 = branch identifier.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Vidya Sahakari Bank Ltd Gultekdi branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0VID011.

About this branch

The branch is located at ALANKAR,PLOT NO.2,MUKUNDNAGAR,GULTEKDI,PUNE-411037. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0VID011 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDYA SAHAKARI BANK LTD GULTEKDI of Yes Bank — its own 11-character IFSC. The code YESB0VID011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0VID011 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0VID011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VID011 across all three.

NEFT to Yes Bank, VIDYA SAHAKARI BANK LTD GULTEKDI using IFSC YESB0VID011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0VID011, and confirm that the system picks up Yes Bank – VIDYA SAHAKARI BANK LTD GULTEKDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDYA SAHAKARI BANK LTD GULTEKDI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VIDYA SAHAKARI BANK LTD GULTEKDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0VID011 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank VIDYA SAHAKARI BANK LTD GULTEKDI (IFSC YESB0VID011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0VID011 in your mobile or internet banking app, and the money is credited to the VIDYA SAHAKARI BANK LTD GULTEKDI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vidya Sahakari Bank Ltd Gultekdi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0VID011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIDYA SAHAKARI BANK LTD GULTEKDI is still linked to IFSC YESB0VID011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VIDYA SAHAKARI BANK LTD GULTEKDI branch, the IFSC YESB0VID011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vidya Sahakari Bank Ltd Gultekdi branch

Once you have an account at Yes Bank – VIDYA SAHAKARI BANK LTD GULTEKDI, the IFSC YESB0VID011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vidya Sahakari Bank Ltd Gultekdi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0VID011

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0VID011 and the account number together uniquely identify the Vidya Sahakari Bank Ltd Gultekdi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vidya Sahakari Bank Ltd Gultekdi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0VID011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VIDYA SAHAKARI BANK LTD GULTEKDI:

• The IFSC is exactly YESB0VID011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VIDYA SAHAKARI BANK LTD GULTEKDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vidya Sahakari Bank Ltd Gultekdi branch

The branch is located at ALANKAR,PLOT NO.2,MUKUNDNAGAR,GULTEKDI,PUNE-411037, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Vidya Sahakari Bank Ltd Gultekdi branch” — the verified location pin for IFSC YESB0VID011 should appear at the top of the results.
2. Confirm the branch is open by calling 20-24273658 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0VID011 and your account number.

Verifying IFSC YESB0VID011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0VID011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24273658.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vidya Sahakari Bank Ltd Gultekdi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0VID011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0VID011 belongs to Yes Bank's VIDYA SAHAKARI BANK LTD GULTEKDI branch, located at ALANKAR,PLOT NO.2,MUKUNDNAGAR,GULTEKDI,PUNE-411037 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.