IFSC Code of Yes Bank, Vidya Sahakari Bank Ltd Bibwewadi Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's VIDYA SAHAKARI BANK LTD BIBWEWADI branch in PUNE, MAHARASHTRA. The branch's IFSC code YESB0VID006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0VID006 is the IFSC of Yes Bank's VIDYA SAHAKARI BANK LTD BIBWEWADI branch. The format is fixed: YESB = bank code, 0 = reserved, VID006 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Vidya Sahakari Bank Ltd Bibwewadi branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0VID006.

Branch details at a glance

About the Vidya Sahakari Bank Ltd Bibwewadi branch

The Vidya Sahakari Bank Ltd Bibwewadi branch of Yes Bank is situated at PLOT NO.53,CHHATRAPATI RAJARAM HSG SOC. BIBBEWADI,PUNE-411037. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0VID006 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDYA SAHAKARI BANK LTD BIBWEWADI of Yes Bank — its own 11-character IFSC. The code YESB0VID006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0VID006 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Vidya Sahakari Bank Ltd Bibwewadi branch is mapped to IFSC YESB0VID006 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0VID006.

Banking services available

The Vidya Sahakari Bank Ltd Bibwewadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-24219106.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0VID006

How to transfer money using IFSC YESB0VID006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VID006 across all three.

NEFT to Yes Bank, VIDYA SAHAKARI BANK LTD BIBWEWADI using IFSC YESB0VID006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0VID006, and confirm that the system picks up Yes Bank – VIDYA SAHAKARI BANK LTD BIBWEWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0VID006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – VIDYA SAHAKARI BANK LTD BIBWEWADI, ensure your bank's portal accepts IFSC YESB0VID006 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank VIDYA SAHAKARI BANK LTD BIBWEWADI (IFSC YESB0VID006)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0VID006 in your mobile or internet banking app, and the money is credited to the VIDYA SAHAKARI BANK LTD BIBWEWADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0VID006 for Yes Bank – VIDYA SAHAKARI BANK LTD BIBWEWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vidya Sahakari Bank Ltd Bibwewadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VIDYA SAHAKARI BANK LTD BIBWEWADI branch, the IFSC YESB0VID006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0VID006

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the VIDYA SAHAKARI BANK LTD BIBWEWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0VID006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0VID006 and the account number together uniquely identify the Vidya Sahakari Bank Ltd Bibwewadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VIDYA SAHAKARI BANK LTD BIBWEWADI:

• The IFSC is exactly YESB0VID006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VIDYA SAHAKARI BANK LTD BIBWEWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vidya Sahakari Bank Ltd Bibwewadi branch sits at PLOT NO.53,CHHATRAPATI RAJARAM HSG SOC. BIBBEWADI,PUNE-411037. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-24219106 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0VID006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0VID006 for Yes Bank – VIDYA SAHAKARI BANK LTD BIBWEWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vidya Sahakari Bank Ltd Bibwewadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0VID006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0VID006 is the IFSC code of Yes Bank, VIDYA SAHAKARI BANK LTD BIBWEWADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.