IFSC Code of Yes Bank, Vidya Sahakari Bank Ltd Bhosari Branch, Maharashtra

Below are the complete branch details for Yes Bank, VIDYA SAHAKARI BANK LTD BHOSARI branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0VID010. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0VID010 for Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's VIDYA SAHAKARI BANK LTD BHOSARI branch, the IFSC YESB0VID010 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and VID010 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vidya Sahakari Bank Ltd Bhosari branch in Pune, Maharashtra is part of this network and uses the IFSC code YESB0VID010 for all electronic settlement.

Vidya Sahakari Bank Ltd Bhosari branch overview

Located at SAI DHAM,SHOP NO.1,SURVEY NO.681,HISSA NO.1/16,BHOSARI,PUNE-411026, the Vidya Sahakari Bank Ltd Bhosari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0VID010 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VIDYA SAHAKARI BANK LTD BHOSARI branch came to be assigned the code YESB0VID010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0VID010, money simply cannot be routed to the VIDYA SAHAKARI BANK LTD BHOSARI branch electronically.

How to transfer money using IFSC YESB0VID010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VID010 across all three.

NEFT to Yes Bank, VIDYA SAHAKARI BANK LTD BHOSARI using IFSC YESB0VID010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0VID010, and confirm that the system picks up Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDYA SAHAKARI BANK LTD BHOSARI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VIDYA SAHAKARI BANK LTD BHOSARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0VID010 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank VIDYA SAHAKARI BANK LTD BHOSARI (IFSC YESB0VID010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0VID010 in your mobile or internet banking app, and the money is credited to the VIDYA SAHAKARI BANK LTD BHOSARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0VID010 for Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vidya Sahakari Bank Ltd Bhosari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0VID010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI is still mapped to IFSC YESB0VID010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0VID010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vidya Sahakari Bank Ltd Bhosari branch is mapped to IFSC YESB0VID010 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0VID010.

Products and services

Customers walking into the Vidya Sahakari Bank Ltd Bhosari branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0VID010

MICR & cheque-truncation details

Cheques drawn on the Vidya Sahakari Bank Ltd Bhosari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0VID010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vidya Sahakari Bank Ltd Bhosari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0VID010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0VID010

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0VID010.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Vidya Sahakari Bank Ltd Bhosari branch sits at SAI DHAM,SHOP NO.1,SURVEY NO.681,HISSA NO.1/16,BHOSARI,PUNE-411026. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-27111749 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0VID010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0VID010 for Yes Bank – VIDYA SAHAKARI BANK LTD BHOSARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vidya Sahakari Bank Ltd Bhosari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0VID010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0VID010 belongs to Yes Bank's VIDYA SAHAKARI BANK LTD BHOSARI branch, located at SAI DHAM,SHOP NO.1,SURVEY NO.681,HISSA NO.1/16,BHOSARI,PUNE-411026 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.