IFSC Code of Yes Bank, Pimpri Chinchwad Sahakari Bank Maryadit Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch in PUNE, MAHARASHTRA. The branch's IFSC code YESB0PCSB01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch, the IFSC YESB0PCSB01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and PCSB01 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pimpri Chinchwad Sahakari Bank Maryadit branch in Pune, Maharashtra is part of this network and uses the IFSC code YESB0PCSB01 for all electronic settlement.

About this branch

The branch is located at SHARMA ARCADE S.NO 111, MAIN ROAD, KALEWADI, PIMPRI, PUNE 411016. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0PCSB01 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT of Yes Bank — its own 11-character IFSC. The code YESB0PCSB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PCSB01 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0PCSB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PCSB01 across all three.

How to use IFSC YESB0PCSB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0PCSB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0PCSB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT, ensure your bank's portal accepts IFSC YESB0PCSB01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT (IFSC YESB0PCSB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PCSB01 in your mobile or internet banking app, and the money is credited to the PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pimpri Chinchwad Sahakari Bank Maryadit

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0PCSB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT is still linked to IFSC YESB0PCSB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0PCSB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT is still mapped to IFSC YESB0PCSB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PCSB01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pimpri Chinchwad Sahakari Bank Maryadit branch is mapped to IFSC YESB0PCSB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0PCSB01.

Products and services

Customers walking into the Pimpri Chinchwad Sahakari Bank Maryadit branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0PCSB01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0PCSB01 and the account number together uniquely identify the Pimpri Chinchwad Sahakari Bank Maryadit branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0PCSB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PCSB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0PCSB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0PCSB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Pimpri Chinchwad Sahakari Bank Maryadit branch

The branch is located at SHARMA ARCADE S.NO 111, MAIN ROAD, KALEWADI, PIMPRI, PUNE 411016, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Pimpri Chinchwad Sahakari Bank Maryadit branch” — the verified location pin for IFSC YESB0PCSB01 should appear at the top of the results.
2. Confirm the branch is open by calling 20-7276096431 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PCSB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0PCSB01 for Yes Bank – PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pimpri Chinchwad Sahakari Bank Maryadit are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0PCSB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0PCSB01 is the IFSC code of Yes Bank, PIMPRI CHINCHWAD SAHAKARI BANK MARYADIT branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.